When things go wrong on holiday: Travels with Lee – Tales that make you glad you’ve got travel insurance!

Some travellers seem to encounter more hiccups than others. The following globe-trotting adventurer falls into the former category, and serves as a reminder to think before you act, especially when it comes to deckchair handling, diving into murky seas, and choosing where to dine before a long coach journey…

Sunset Beach Sports

Image by Peggy und Marco Lachmann-Anke CC0

Deck chair calamity, Perhentian Islands, Malaysia

I met accident-prone Lee in the steamy jungle of the Cameron Highlands, Malaysia. We wound up travelling around the country together, and eventually hopped on a ferry to the stunning Perhentian Islands. After a few days of snorkelling, swimming, and relaxing on the island’s fine sandy beaches, calamity struck.

One evening, Lee wanted to watch an outdoor screening of ‘Gone Girl’ at a beachside bar. I felt tired so went to bed early, leaving him to enjoy the movie. The dozen or so travellers settled into deck chairs ranged in front of the screen, and the drama unfolded – or rather, folded.

My friend hadn’t got the optimum angle for viewing the Ben Afleck/Rosamund Pike classic, so started shifting his deckchair around while seated. Suddenly the film was interrupted by the screams of my friend, who had managed to collapse the deckchair – and himself – right onto his own fingers.

I only found out about the disaster the next morning, when there was a knock on my guesthouse door. I opened up to see Lee holding a pair of heavily bandaged hands in the air.

At length, he gave me all the details of the previous evening. He had been rushed by boat to the next island, where there was a medical centre. The nursing staff inside had been taken aback by this unusual injury: they were more accustomed to holidaymakers stepping on sharp shells, sea urchins or jellyfish – not getting their fingers jammed in deckchairs.

Luckily, Lee had travel insurance which helped with the various costs he incurred – mostly relating to getting his hands rebandaged multiple times. Eventually, his digits healed. The bruise to his ego, however, would take a little longer to fade.

 

A jetty jump gone wrong

Some years later, I was travelling with Lee and a group of his friends, when disaster struck again. We had been staying in the tranquil town of Kampot, in the south of Cambodia, when Lee and his pals decided to visit the beachside settlement of Kep – famed for its crabs and its pretty beach. I had decided to stay in Kampot for the day, leaving the others to travel the 22km down to Kep on rented motorcycles.

After filling up on the delicious local crab, the group of friends headed down for a dip in the warm sea. On this particular day, the water was rather silty, making it difficult to see the bottom. Despite this poor visibility, Lee decided to stand on a wooden jetty, then dive head first into the murky sea.

Rather than being a metre or so deep, the water was in fact inches deep. Worse, the seabed was littered with jagged rocks.

Lee stood shakily in the shallow water, with a line of red streaking down his forehead: He had struck his bonce on a rock.

Soon after these events, I received a message from Lee’s friends, explaining this new calamity and asking me if I could come down to Kep by tuk tuk, and then drive Lee’s motorbike back to Kampot. 

An hour later my tuk tuk arrived in Kep, where Lee was lying on a hammock with a Cambodian krama scarf pressed to his head. Lee and a friend got into the tuktuk, and started the journey back to a clinic in Kampot.

The doctor gave him the all-clear, but recommended he keep his neck stable. One of his friends kindly offered him a neck pillow, which he wore for the remainder of his trip. Needless to say, travelling around Cambodia, and later Vietnam, wearing a neck pillow was a great conversation starter!

Lee didn’t need to use his travel insurance on this occasion, but he was extremely glad he had it; a more serious injury could have resulted in large medical bills.

 

Border runs

Gastrointestinal problems may not be the most glamorous aspect of travelling, but they’ve certainly put a damper on plenty of trips. Lee succumbed to just such a dilemma while crossing the Honduras-Guatemala border a few years ago.

My globe trotting friend had been suffering from a prolonged gastrointestinal bottleneck for over a week. And while such a predicament is not pleasant, it’s preferable to the opposite problem – particularly when crossing an international border.

However, something Lee consumed did in fact cause the opposite effect – to the degree that he had to keep hopping out of the immigration queue in order to deal with the situation. Entering Guatemala took significantly longer than expected – both for Lee and his fellow coach passengers (since they could not continue their journey without him!).

This tale serves as a gentle reminder to take extra care over what you eat overseas – especially before crossing a border or embarking on a long journey on public transport. Always eat at busy restaurants, avoid ice and washed salad – and always bring some anti-diarrhea medication, just in case!

Travel Writer Bio

Craig enjoys exploring exotic places globally, but has a particular affection for Southeast Asia. From his temporary base in the steamy backwaters of Cambodia, he strikes out in search of adventure, wisdom – and excellent coffee.

Craig Hindmarsh Travel Writer

 


Accidents will happen – that’s why you need Travel Insurance you can trust!

Our policies are designed to give you the peace of mind that if the worst happens, you won’t have to pay large medical bills, while being covered for many other losses, too. We cover longstay trips for adventurous travellers, annual multitrip insurance for the frequent traveller and single trip travel insurance too. 

We even provide cover if you are already travelling, so don’t delay, get in touch today!

 




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Brits Living in the Philippines – do you need travel insurance or will PhilHealth or local insurance do?

Whether you are in the Philippines as a retiree or you are lavishing in the luxury of a WFH lifestyle, you need to make sure that you have the right insurance should you encounter health problems while abroad. We take a look at the differences between PhilHealth, local private plans, and longstay travel insurance.

Manila Philippines View of city skyline

Image by gloverbh222 CC0

What is Philhealth?

The Philippine Health Insurance Corporation is a  Government owned health insurance provider. It provides cover to people living in the Philippines – automatically if you are employed, or voluntarily if you are not. If you are living in the country for more than six months Philhealth is a legal requirement – but don’t let that fool you into thinking you shouldn’t get longstay travel insurance! Here is why:

  • Philhealth does not cover the full costs of medical treatment, you will need to make sure you have adequate funds should you need it.
  • The availability of medical care varies throughout the country so you cannot guarantee that the treatment you receive will be to the standard you would expect from the UK, and it does not grant access to treatment at private hospitals.
  • Philhealth does not cover repatriation to Singapore (the nearest place for treating serious medical conditions) or the UK. 
  • Philhealth is limited to health-related issues in the Philippines, not a wider area or any other aspect of travel should something go wrong.

Read more information about living in the Philippines at gov.uk

What about local private plans in the Philippines?

While you are living for an extended period in the Philippines you could choose to have a private health insurance plan from a local provider. This may get you access to higher standards of care at a private hospital but it will also  have limits, exclusions, and may require large out-of-pocket payments before reimbursing claims.

How does longstay travel insurance compare?

Having longstay travel insurance comes with a number of benefits, not only for ensuring you are looked after in the event of injury or illness, but also for when things go wrong on your trip, and to top it off – it provides cover should you wish to visit other places too!

  • Covers cost of medical treatment
  • Comes with 24/7 multilingual helpline
  • Covers cost of mountain/air rescue
  • Includes repatriation to the UK
  • Available for pre-existing conditions
  • Provides help if your passport or belongings are lost or stolen
  • Covers costs incurred from cancelled flights or bookings
  • There for you if personal circumstances mean that you are no longer able to travel
  • Is valid worldwide – great if you want to travel to other Southeast Asian countries

In fact longstay travel insurance is a product that compliments PhilHeath!

It is there to provide cover and peace of mind, especially for existing health conditions and unforeseen circumstances beyond falling ill or being injured.

 

Get The Travel Insurance You Need For The Philippines – No Fuss Guaranteed!

We offer dependable insurance for British citizens living in the Philippines, including those with pre-existing medical conditions, and older travellers. 

Our policies are designed to give you the peace of mind that if the worst happens, you won’t have to pay large medical bills, while being covered for many other losses, too. Plus we can cover you if your trip has already started!

Don’t delay, get in touch today!


 

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Barcelona City Break – A Long Weekend with Friends

Eight friends from around the world choose Barcelona as a place to get together. Discover how this cosmopolitan European city won us over and why we are coming back to the same place at the same time next year!

Group of friends along Barcelona Promenade

© Kerry McCarthy

Why Barcelona?

I mean, it is a great city, but there are plenty of great cities to choose from when people are coming from around the world to meet up. It just so happened that Barcelona was the place that had direct flights from all the right places in the UK and is just a stone’s-throw from Palma by boat!

  • Who went – 8 friends from around the world to celebrate a big birthday!
  • Where we flew from – Gatwick, Stansted, and Bristol (UK)  and one boat trip from Palma (Mallorca)
  • When we travelled – 14th to 17th March

Where we stayed in Barcelona

A penthouse apartment (complete with a turret), which boasted six bedrooms and four bathrooms, plus views of Sagrada Familia. This rental was located on Pg. de St. Joan, just half hour drive from the airport, and slap bang in the centre of Barcelona. We enjoyed a very spacious stay, it made for a great place to socialise, and we particularly enjoyed the rooftop terrace.

Map of Barcelona City Centre

Things to do in Barcelona

Walk!

Get your comfiest trainers on because Barcelona is a BIG city, and it is best to explore it on foot. On the first full day we each clocked around 30,000 steps. This was all as a gentle meander from eatery to attraction, through the city, through the parks, down to the beach, and back to our apartment located in central Barcelona. Highlights were:

Group of friends at Sagrada Familia Barcelona Spain

© Kerry McCarthy

  • Jardins Fontserè i Mestre – a pure botanical delight, luscious plants, delightfully ornate architecture and a very pleasant way to spend some time, without costing a penny!
  • Park Guielle – a magnificent feat of creativity and a magnificent feast for the eyes! This surreal delight mixes modernist architecture with the utterly absurd aesthetics of Gaudi’s imagination. Booking in advance is a must or you won’t get past the “gingerbread” house entrance, and be warned, it isn’t cheap – but it IS well worth it!
  • Sagrada Familia – if you haven’t had your fill of Gaudi at the park, get yourself down to the longest building project in Barcelona! The Sagrada Familia is the peak of bonkers architecture. Viewing from outside might be enough for most, pay a fee to enter and you’ll be treated to a far more minimalist experience, but packed to the rafters with visitors.
  • ​​Ciutadella Park – a formal garden with street performers, beautiful palm trees and the delightful Cascada Monumental, a fabulous fountain, with Venus springing forth from a clam shell under a huge archway that is topped with a golden chariot and four golden horses carrying Aurora, the goddess of the dawn.
Fountai at Ciutadella Park Barcelona

© Kerry McCarthy

Eat!

It’s very hard to go wrong eating out in Barcelona, the cuisine is simply divine. Our favourite finds were:

Billy Brunch – A simple menu that hits all the right spots and is freshly made to order. We tucked into avocado toast, eggs benedict, chakchouka, and pancakes alongside superfood smoothies. 

Casa Vall – It’s been a go-to place for locals since 1920, serving up delicious tapas alongside the likes of sandwiches, salads and burgers. We tucked into oxtail soup, Spanish tortilla, English breakfast sandwich, and ribs with patatas bravas sitting out in the sun.

Fried Aubergines at Las Sorrentinas Barcelona

© Kerry McCarthy

 

Las Sorrentinas – What a gem this find was! A small and welcoming eatery serving up a fusion of Peruvian and Italian homemade food! The deep fried aubergine with pineapple jam was a firm favourite as a starter, and we all enjoyed a different dish filled with homemade pasta.

Pastisseria! – If eating pastries and cakes is your idea of heaven, then Barcelona might bring you slightly closer to feeling divine. There is somewhere to grab freshly baked goods every few shopfronts, and I swear that every single thing we tried was out of this world!

Patisseria Barcelona Spain

© Kerry McCarthy

 

Art!

The city just oozes creativity and inspiration. Not only is the architecture of every building a visual delight, but the streets are packed with independent galleries alongside bigger art museums. And we can’t forget the street art culture here – graffiti is plentiful, and in many places encouraged. I highly recommend you get out and go see the artists in action!

Art in Barcelona Spain

© Kerry McCarthy

The Barcelona Marathon!

We were fortunate enough to stay the weekend of the marathon, and our apartment was right on the route! Watching 30,000 people pass by added a level of emotion we weren’t expecting, and inspired some of our party so much that they have signed up to take part next year! Hence, we’ll be back!

What to love (and not to love) about Barcelona

It is CHEAP! A round of drinks (2 beers, 3 wines, and some sparkling water) came to €15. Eating out came to between €20 and €30 per head, including drinks, and while we didn’t indulge in much retail therapy (besides a quick dip into a vintage market) clothes, jewellery and accessories looked pretty reasonable too.

Downtown Illuminated Arches Barcelona Spain

© Kerry McCarthy

So what didn’t we love? 

Not that we encountered any animosity, but it is clear that there is some disdain for tourists descending upon the city. We saw some “tourists go home” stickers and street tags, but in all honesty everyone was very pleasant to us during our time there. 

Tourists Go Home Sticker in Barcelona

© Kerry McCarthy

Would I go to Barcelona again?

This wasn’t my first time, and it won’t be my last! I may not be signing up for the marathon next year, but I’ll definitely be there to cheer the rest of the party along!

Travel Writer Bio

Kerry McCarthy is a Writer, Editor, Artist & Breathwork Instructor who loves to travel. You can find out more about her adventures over on instagram at @kerrymccarthystars

Kerry McCarthy and Friends in Barcelona Spain

Kerry and Friends in Barcelona © Kerry McCarthy


 Get Travel Insurance for travel to the EU

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Travel Insurance for Expats with a Pre-existing Medical Condition

Planning a longer trip overseas but have a pre-existing medical condition? Find out what to look for in an expat policy that will cover you for medical costs, plus other unwanted events like cancellations and lost baggage. Some products—such as those from Worldwide Insure—even let you take out cover after your trip has commenced.

Pollensa Bay Image

Image by Hans CC0

Looking to embark on a long-term overseas stay? If so, you’re not alone.

Reasons for living overseas are myriad, from enjoying an extended period of travel, to taking advantage of job opportunities—or simply avoiding the UK winter in favour of somewhere warmer. Indeed, estimates suggest up to 10% of the UK population are living overseas at any one time. 

“estimates suggest up to 10% of the UK population are living overseas at any one time”

Some Brits looking to emigrate need expat travel insurance for the period before they settle into another country long-term. Indeed, 79,000 Britons emigrated abroad in the year to June 2024.

And according to a 2024 report by CurrenciesDirect, 23% of Brits—the equivalent of 12.3 million UK adults—are thinking about moving overseas in the next five years, with 12% planning to move in the next 12 months.

However, planning a long term trip overseas gets a little more complicated if you have a pre-existing medical condition. This is because ‘regular’ travel insurance may not cover you if you become unwell due to such a condition. As such, you need a policy that meets your needs, and offers sufficient coverage for things like extended hospital stays, specialised treatment, or being repatriated back to the UK.

Can I get coverage if I have a pre-existing condition?

Having a pre-existing medical condition doesn’t mean you can’t take out expat travel insurance. However, it may take longer to find a policy that meets your needs, and you may need to pay more for your cover compared to someone who has no pre-existing medical condition. This is because you’re more likely to make a medical claim while overseas. 

“If you’re planning to live overseas for a long period and you do have a pre-existing medical condition, it’s critical your insurance meets your needs.”

Expat insurance with pre-existing condition medical cover from Worldwide Insure

Here are Worldwide Insure we can offer travel insurance to most people worldwide with our different policies. If you’re living in the EU then you can take out insurance for EU residents, or our International policy—depending on your needs. Our policies cover a wide range of pre-existing conditions, and can even be taken out if your trip has already started. 

The best travel insurance for expats

If you’re planning to live overseas for a long period and you do have a pre-existing medical condition, it’s critical your insurance meets your needs.

With this in mind, when applying for cover, you’ll need to answer all questions honestly and in full.

If you don’t, and you become unwell due to a pre-existing condition, your provider may not pay out. This could mean you’re landed with a very large medical bill—particularly if you’re in the United States or Mexico at the time.

Some expat travel insurance policies may have restrictions—and it’s important you know what these are before you buy a policy. For example, some products may not cover over-75s, or those with certain medical conditions.

Others may insist that you take out cover while you’re still in the UK—i.e. you wouldn’t be offered cover if your trip has already started. However, Worldwide Insure is able to cover you if your trip has already begun – and is one of a small group of UK insurers that does so.

What should expat travel insurance cover?

  1. Medical coverage is the most important component of any travel insurance policy. Ensure it covers any pre-existing medical conditions, and includes hospital stays, surgeries, and outpatient treatments. It should also cover you for transportation to the nearest suitable medical facility, or back to the UK if necessary, including if you die while overseas; this is known as repatriation.
  2. You’ll also need cover for non-medical problems, such as cancellations, delays, curtailments, and lost or stolen luggage. 
  3.  Your policy should also align with the length of your stay abroad (short-term, long-term, or indefinite). And check that it can be renewed or extended if needed (Worldwide Insure products also include this).
  4. Check for policy exclusions, too. Some high-risk activities (e.g., extreme sports), pre-existing conditions, or specific treatments may not be covered. 
  5. Casual work is another common exclusionhowever, Worldwide Insure’s Longstay Travel Insurance does cover this.
  6. Find out if there are any co-pays, deductibles, or excess fees you’ll need to pay out of pocket.

For example, if you’ve bought a policy with “Worldwide excluding North America” coverage, you won’t be covered if you decide to visit the United Statesunless you update your policy or take out a new one. The USA has some of the highest healthcare costs in the world; even minor treatments can be very expensive for visitors. And the cost of being repatriated to the UK from the United States is extremely high. 


Enjoy complete peace of mind as an expat

We offer dependable insurance for expats travelling abroad, including those with pre-existing medical conditions, and older travellers. 

Our policies give you the peace of mind that if the worst happens, you won’t have to pay large medical bills, while being covered for many other losses, too. What’s more, unlike many UK insurers, we can cover you if your trip has already started.

Don’t delay, get in touch today!


 

 

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Money-saving in Vietnam & Southeast Asia: 5 travellers offer their tips

Five seasoned travellers offer tips for keeping costs down when travelling in Vietnam – and Southeast Asia more generally.

Picture of people eating out in Vietnam

Sunny weather, superb beaches and friendly people – these are just some of the reasons Southeast Asia is so popular. But the region is also incredibly affordable, enabling those on a budget to travel for weeks, or even months.

However, if you’re not careful, you can wind up spending more than you bargained for.

In this article, a group of five season travellers offer their tips for controlling costs across Southeast Asia, but with a particular focus on Vietnam. We join them around the dinner table in Da Nang, central Vietnam’s beachside metropolis.

Koko

Koko, from Japan, emphasises the importance of finding cheap or fee-free ATMs: “Here in Vietnam the cost of ATMs varies a lot. Some – like BIDV – are quite expensive, while others don’t charge anything. For example, VP Bank and TP Bank are often used by foreigners – because they don’t charge a withdrawal fee.”

Koko also reminds visitors that the withdrawal limits in Vietnam are quite low – usually 3,000,000 (95 GBP) or 5,000,000 (160GBP). Koko says: “If you need a large amount of cash, you can just put your card bank in the ATM and take out more. But only do this at a fee-free ATM, or you’ll be spending a lot on fees.”

Koko also recommends The Marine Sky Bar in Da Nang: “They offer some great deals on cocktails – and the views are fantastic.”

Patrick

UK-based Patrick is a big fan of using Google Lens to translate menus – eliminating the ‘lucky dip’ element that often comes with overseas dining.

Patrick also suggests buying a cheap phone for going out in the evenings, and keeping your ‘good’ phone in the hotel (with the UK SIM card inside it): “This means you’ll still have access to banking etc. if your cheap phone gets lost or stolen,” explains Patrick.

He also underlines the importance of seeking out happy hours to control socialising costs.

image of google lens travel app

Ellie

Ellie, also from the UK, recommends exploring areas away from the tourist hotspots, where food and drinks are invariably cheaper.

Ellie also gives the local markets of Da Nang a big thumbs up – “The riverside night market in Da Nang sells allsorts – everything from phone protectors to colourful lanterns and nodding buddhas – at super-low prices. It also has a great atmosphere.”

Craig

Scottish Craig highlights the importance of finding a low-cost way of withdrawing cash from ATMs in Southeast Asia. Craig explains: “Your regular debit card is likely to charge high fees for overseas withdrawals. It’s best to plan a head before your trip and take out a prepaid credit card or debit card that is designed for use abroad. You could save a surprising amount.”

Craig doesn’t recommend taking UK cash with you and then exchanging it while abroad. He says: “It’s a real hassle to find reputable, low-cost money changers, and even if you find good ones you’ll probably end up paying as much as you would by using ATMs. It’s also not a good idea to carry a lot of cash with you.”

Lee

Cost-conscious Lee, from Plymouth, suggests using hotel water coolers to fill up water bottles: “The cost of buying water at convenience stores can quickly mount up.”

For those seeking to travel long-term, Lee suggests renting rooms, apartments and motorbikes for longer periods. “Paying for a month in advance can be half the cost of staying in hotels – especially in places like Da Nang. And if you plan to rent a motorbike, try to start the contract on the same day as you begin your apartment stay – that way you’ll get maximum use of your motorbike.”

Travel Writer Bio

Kerry McCarthy is a Writer, Editor, Artist & Breathwork Instructor who loves to travel. Sadly, she didn’t travel to Vietnam to meet with this lovely lot, but she did catch up with them virtually to get these great money-saving tips to share with you!

You can find out more about her adventures over on instagram at @kerrymccarthystars

Wishing I was in Vietnam.


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If something happens on holidays and you DON’T have  travel insurance, it could be very costly indeed!

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Da Nang: Vietnam’s friendly and affordable beachside metropolis

Set beside a long, sandy beach, Da Nang offers surfing and sunbathing in abundance – as well as all the pleasures of a big city. Here’s how one traveller got a taste for this bustling, cosmopolitan metropolis.

Image os sign at Da Nang Beach Image by Craig Hindmarsh

Image by Craig Hindmarsh

Where to stay in Da Nang

My first two nights were spent in New Sky Hotel, located a few kilometres north of the main tourist area of Mỹ An. The room cost the equivalent of 170K VND (£5.50), which is incredibly cheap considering it featured air conditioning. However, given the low January temperatures, the AC remote was left well alone. The (very) thin walls and lack of windows reminded me that I shouldn’t rush when booking hotel rooms! I decided to take my next room in Mỹ An, where there are more restaurants, cafes and bars (and thicker walls).

For the next few days I stayed in the Tehana Beachside Hotel, which was almost as affordable as New Sky, but had the notable advantage of windows – which provide great views of the mountains to the north. The staff were extremely friendly, and the hotel was only a five minute walk from the city’s excellent beach.

Next I moved into the very heart of bustling Mỹ An, where the Gold Time Hotel offered rooms for about £8 per night. However, the Vietnamese New Year – known as Tet (29th January) – saw rates rise by about 20%, and stay elevated for several days. On the plus side, the affable manager invited me for a New Year’s Eve drink with his friends in the hotel lobby – an unexpected invite which I duly accepted.

Celebrating Tet - Image of Chicken and Beers Vietnamese New Year - Image by Craig Hindmarsh

Celebrating Tet – Vietnamese New Year – Image by Craig Hindmarsh

What to do in Da Nang

The Marble Mountains

A friend and I took a taxi to the Marble Mountains, although our visit was delayed when the driver persuaded us to visit a sculpture store enroute. A lady spent 10 minutes failing to persuade us to buy everything from emerald-coloured bracelets to vast elephant sculptures. Despite the hard-sell, we had to admit many of the items were beautifully made.

Image of statue on Marble Mountain Vietnam

Image by Craig Hindmarsh

The Marble Mountains themselves were superb – I hadn’t expected them to be so vast. Inside, there are various caverns to explore, many of which feature some very odd-looking sculpted figures engaging in some rather painful activities. One of the larger caves featured a huge gong – which I took great pleasure in thwacking with the provided mallet.

Those who suffer with claustrophobia might not enjoy the deeper caves, but do explore them if you can: the subterranean silence is deafening!

Image of statues inside Marble Mountains Vietnam

Image by Craig Hindmarsh

Hit the Beach

Da Nang beach is well loved for its reliable surfing conditions. Surf lessons and board rentals are available, so it’s a great opportunity to learn this sport (if you don’t know already). There are demarcated swimming zones attended by lifeguards, but these are very narrow – so I felt a little bunched in with my fellow bodysurfers. Otherwise, the chief activities are sunbathing and enjoying a cocktail at one of the many beachside bars. My favourite sundowner bar was Paradise, where they were offering a very generous 3-for-2 deal on drinks (bringing the cost down to about £1 per drink!).

Image of Da Nang Beach Vietnam

Image by Craig Hindmarsh

Visit the Bread and Butter Bakery

I’m not a big fan of cakes in general – but I was impressed by the Bread and Butter Bakery in Mỹ An. This vast cafe proffered some of the most beautiful cakes and baked treats I’ve ever seen. I didn’t buy anything on my first visit, but the memory of all those elaborate cakes stuck in my head – and I returned the next day for a chocolate-covered wonder (89K / £3), consuming it in record time. The cafe has lots of comfortable seating, so it’s a great place to hang out or get some work done. This is one of the fancier examples of Vietnam’s vibrant cafe culture.

What I loved (and didn’t love) about Da Nang

As ever, it’s the people that make a place special – and Da Nang is a prime example of this. Almost every local I met had a warm and easy smile. I think Da Nang may be special in this regard – since Ho Chi Minh and Hanoi, while friendly enough, were not quite as welcoming as Da Nang.

The city is also considerably more affordable than the above-mentioned cities, particularly in terms of hotels. A simple ‘banh mi’ sandwich costs around 75p, as does a local coffee. Of course, you can pay two or three times this if you frequent tourist-focussed establishments.

Another plus was the abundant vegetarian/meat-free food. A highlight was a place called Loving Vegan, where you can enjoy dishes like vegan Phở and Pad Thai for 45-55K VND (£2).

I didn’t enjoy crossing the road: the city’s thoroughfares demand that pedestrians look both ways several times. The beachside road was particularly busy and difficult to cross – although there are a scattering of ‘green man’ crossings and at least one underpass. Another slight annoyance was the local drivers’ habit of honking their horns at every intersection – and given the city is mostly built on a grid system, there was a lot of honking!

Image of Da Nang Beachfront Vietnam

Image by Craig Hindmarsh

Top tips for visiting Da Nang

  • Download the Grab app: This useful app lets you book mototaxis and taxis, and get food deliveries. I even managed to get some paracetamol delivered after I caught a cold during the first few days!
  • Don’t worry about tipping: Whether to tip, or by how much, often stresses me out when in an unfamiliar destination. But tipping isn’t expected here in Da Nang – although it’s always appreciated if someone goes above and beyond for you. That said, you should tip after a massage – 20% is a good ballpark figure.
  • Haggle with your hotel: In Da Nang (and across Vietnam) it’s not rude to try and negotiate a better rate for your hotel room – especially if you plan to stay for a week or so. However, you won’t have much luck in busier periods such as Tet!
  • Be polite: Politeness is a cornerstone of Vietnamese culture – particularly in Da Nang. Remember to return smiles, and when someone gives you change, take it with both hands (Vietnam only has paper money).

Would you go to Da Nang again?

Absolutely! With its hot climate, excellent beach, and vibrant cafe scene, Da Nang is a must for anyone looking to relax – without spending too much money. I met several travellers who had come here to escape the crowds and increased costs of Thailand, so it’s a great choice if you’re on a budget, but don’t want to miss out on your beach fix.

Travel Writer Bio

Craig enjoys exploring exotic places globally, but has a particular affection for Southeast Asia. From his temporary base in the steamy backwaters of Cambodia, he strikes out in search of adventure, wisdom – and excellent coffee.

Craig Hindmarsh Travel Writer

Craig Hindmarsh at Da Nang Beach Vietnam


Get your travel insurance!

We have specialist travel insurance policies to suit a range of budgets and needs. All of our policies come with 24/7 multilingual helpline access and each policy can be tailored to suit your unique needs, no matter where in the world you are!

Get in touch with us for a quote or call us on 01892 833338

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How to Spot The Next Travel Trend! Your Guide to Travel in 2025

The travel world moves fast. One year, everyone’s obsessed with staycations, and the next, it’s all about eco-luxe safaris. If you’re the kind of traveller who loves being ahead of the curve, it’s time to think about what’s coming in 2025.

Travel Advice for Groups Image

Image bu Ri_Ya CC0

Read on to sneak a peek at what destinations, experiences, and habits are likely to be 2025’s hottest travel trends.

1. Follow the data

Where are people heading, and what are they Googling?

  • Search trends: Keep an eye on popular searches like “up-and-coming destinations” or “best travel spots for 2025.”
  • Social media insights: Platforms like Instagram and TikTok are treasure troves for travel trends. Search hashtags like #Travel2025 to see what destinations and activities are gaining traction.
  • Industry reports: Big travel companies and airlines often release reports on booking patterns. For instance, Skyscanner and Airbnb regularly predict travel behaviours based on their data.

2. Keep sustainability in mind

Sustainable travel is no longer a buzzword; it’s a movement. Expect travellers in 2025 to continue prioritising eco-friendly destinations, green accommodations, and low-impact activities.

  • Carbon-neutral flights: Airlines are pushing to offset emissions. Expect more carbon-neutral flight options popping up on booking platforms. Alternatively, you can carbon offset your flight with Carbon Neutral Britain.
  • Eco-lodges: Rustic but luxurious, eco-lodges will thrive as travellers seek experiences rooted in sustainability. Think solar-powered accommodations and locally sourced meals.
  • Regenerative travel: This new idea focuses on leaving destinations better than you found them—whether by participating in conservation projects or supporting local businesses. Discover regenerative hotels that help you make a social or environmental impact on local communities.

3. The rise of “Slow Travel”

Gone are the days of racing through five cities in seven days. In 2025, it’s all about slow travel and immersing yourself deeply into a new culture.

  • Digital detox getaways: With our lives increasingly tied to screens, more people are seeking retreats where “no WiFi” is a feature, not a flaw!
  • Rail journeys: Rail travel is making a huge comeback. From the Trans-Siberian Express to European sleeper trains, the journey will be considered part of the adventure.
  • Extended stays: With remote work remaining popular, travellers are staying longer in one location and embracing the “live like a local” mindset.

4. Tech-savvy travel

If you’re a gadget lover, 2025 will be your year. Technology is making travel easier, safer, and more exciting.

  • Instant, customised itineraries: AI travel planning apps that curate your entire trip based on your preferences are set to become mainstream. Think restaurant reservations, transport bookings, and sightseeing plans at your fingertips.
  • Contactless everything: From check-ins to payments and facial recognition when boarding flights, touch-free travel is becoming the new norm.
  • Virtual reality previews: Before you book that swanky hotel, step into it via VR tours to make sure it’s exactly what you want.

5. Next big destinations for 2025

  • Central Asia: Countries like Uzbekistan and Kyrgyzstan are rising stars, offering stunning landscapes, Silk Road history, and a taste of untouched culture.
  • Emerging cities: Cities like Medellín, Colombia, or Osaka, Japan, are reinventing themselves with vibrant art scenes, unique dining experiences, and a perfect blend of tradition and modernity.
  • The Arctic: As people seek rare, off-the-beaten-path adventures, Arctic expeditions are set to boom. Think polar bear spotting, ice hotel stays, and the surreal beauty of the Northern Lights.

6. Adventure travel is bigger than ever

For those craving adrenaline, 2025 promises more extreme and niche activities.

How to stay ahead of the travel curve

Want to keep up with all these exciting developments? Start planning now:

  • Follow travel blogs: Like this one! We keep tabs on all things travel, from the newest trends to travel tips that keep you safe.
  • Book early: If a destination is trending, flights and accommodations will fill up fast. Beat the crowds by booking ahead.
  • Get flexible insurance: When you’re chasing trends, plans can change. Make sure your travel insuranceis as flexible as your itinerary.

Final thoughts…

2025 is shaping up to be an exciting year for travel, blending cutting-edge technology, deeper connections with nature, and a strong focus on sustainability. Whether you’re chasing the next big trend or blazing your own trail, make sure your trip is stress-free by covering all the essentials, starting with travel insurance.

Get travel insurance from the experts!
We offer specialist travel insurance to suit your needs, including cover for extreme sports, long stays, and pre-existing conditions. Our policies come with a 24/7 multilingual helpline, so you’re never far from peace of mind.

Call us on 01892 833338 or visit us online for a quote. Happy travels!

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Travel Insurance: It’s Not Too Late, Even If You’re Already Travelling!

So, you’ve embarked on your dream adventure: a weekend escape to Paris, a sun-soaked getaway in Greece, or a gap year bouncing between exotic destinations. You’ve suddenly realised… you forgot travel insurance!

Key West Image by nextvoyage CC0

Even if you’re already sipping sangria in Barcelona or queuing for your flight at Heathrow, it’s not too late to get covered. Here’s why securing travel insurance right now can save your trip and prevent disaster.

Why you should get travel insurance (even mid-trip)

Life loves to throw curveballs when you least expect it, and travel is no exception. Whether you’re halfway through a three-day city break or embarking on the ultimate gap year adventure, travel insurance is there to cover the unexpected.

  • Medical costs: Accidents happen. A slip on a cobblestone street, food poisoning, or a sudden illness could lead to sky-high hospital bills. Travel insurance helps cover these costs, including emergency repatriation if you need to be flown home for treatment. Without coverage, you could be left with a massive medical bill or worse, unable to receive proper care.
  • Lost or stolen belongings: From pickpocketing hotspots in busy cities to accidentally leaving your phone in a taxi, losing valuable items abroad is surprisingly common. Insurance can help replace lost luggage, phones, or those expensive sunglasses you just bought (which can be incredibly expensive without the right coverage).
  • Trip delays or cancellations: Missed a connecting flight? Your airline suddenly cancelled on you? Travel insurance steps in to cover additional costs, such as accommodation and rebooking fees, ensuring your plans aren’t ruined due to unforeseen delays.

The stats speak for themselves

Did you know that 75% of travellers encounter some sort of disruption when abroad? Despite this, around 22% of holidaymakers travel completely uninsured, with the same study showing that 27% travel with the wrong cover, leaving them exposed to unexpected mishaps like medical emergencies or trip cancellations.

What about EHIC?

Basic health coverage, like the EHIC, often falls short, and many travel activities aren’t covered unless specifically stated. Without proper insurance, travellers face hefty costs for medical care, delays, or lost luggage. If you’re already travelling and not yet insured, or haven’t chosen the right insurance, it’s not too late to secure the right coverage!

How to get travel insurance once you’ve set off

Many travel insurance providers, including us here at Worldwide Insure, offer policies that can start instantly.

Secure coverage in a few clicks

Whether you’re at the airport or already abroad, you can secure coverage in just a few clicks.

  1. View our range of insurance policies for if you’re already travelling
  2. Fill out your details
  3. Get your free quote
  4. If you’re happy, book your policy, and enjoy the peace of mind knowing you’re covered!

Expired policy

If your policy’s already expired, don’t fret. See if you can apply for an extension with your current provider, or if not, just take out a new policy using the instructions above. Many insurers offer short-term plans that are perfect for those who’ve missed the opportunity to buy before departure.

Document everything

Keep records of your communication with the insurance provider and any policy changes. If you experience any issues while on holiday (such as a medical emergency), having documentation will be crucial for any claims you need to make. Make sure you also keep receipts, doctor’s notes, or other documentation relevant to your claim​.

Why wait? Get covered now!

Travel is all about adventure, but not when it comes to surprise hospital bills or lost luggage nightmares. With Worldwide Insure, you can secure travel insurance in minutes, no matter where you are or what stage of your journey you’re in.

We offer specialist travel insurance to suit your needs. All of our policies come with a 24/7 multilingual helpline and can be tailored to suit your unique requirements—no matter where in the world you are.

Get in touch for a quote or call us on 01892 833338. Don’t wait—your peace of mind is just a call away!

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Travel Hacks for Parkour Enthusiasts

Travelling abroad can present unique challenges for parkour enthusiasts! To make your trip go that little bit smoother, here are some essential tips for taking your parkour passion abroad and staying safe while practising.

parkour on a mountain image by stokpic CC0

image by stokpic CC0

Pack like a parkour pro

Pack light. Pack smart.

This means only bringing the essentials and finding ways to make your gear more compact. You can also use packing cubes to organise your clothes and gear, making it easier to find what you need and keep your bag organised.

Use a Travel Backpack

A travel backpack is a great investment. These backpacks are designed to be lightweight, durable, and have plenty of compartments for organising your gear. Look for one with a separate compartment for shoes, as well as a water bottle holder and a laptop sleeve if you plan on working while travelling.

Bring a Portable Charger

Travelling often means spending long hours on planes, trains, and buses. To keep your devices charged and ready to go, bring a portable charger with you. This will also come in handy if you’re out exploring and need to use your phone for directions or to capture some epic parkour footage.

Pack your Parkour Shoes

The ones that are comfortable, durable, and have good traction, not your everyday trainers. Top tips on what to buy include: shoes with a flat sole and a good grip, such as the Onitsuka Tiger Ultimate 81 or the Feiyue Martial Arts Shoes.

Don’t Resist Packing your Resistance Bands

Sure, you might not think you’ll train on holiday, but resistance bands are a versatile and lightweight piece of equipment that take up minimal space in your luggage. Well worth it for the strength, mobility and stretching exercises you can do with them.

And a Tennis Ball

A small and simple accessory that can help with muscle recovery and prevent injuries.

Act like a parkour pro

Research the Area

Look to local parkour communities for advice on where parkour is welcomed and where is considered safe. You can also use Google Maps to scout out potential spots and plan your route.

Start Slow

And give your body a chance to warm up, after all travelling takes its own toll on energy levels! While you may be pumped to try something new, taking on tough challenges and risking injury isn’t something you want to do while on holiday. Not only can it scupper your enjoyment, but medical treatment can be costly unless you have the right travel insurance.

Avoid Private Property

Get permission before practising on someone else’s property, and always clean up after yourself.

Be Aware of Local Laws

Different countries have different laws and regulations, and it’s important to be aware of them when practising parkour abroad. For example, some countries may have strict laws against climbing on buildings or structures, so make sure to do your research beforehand.


 Discover the best places to go on holiday if you want to do parkour!


Be Respectful

In public spaces, it’s important to be respectful of others. Avoid practising in crowded areas or during peak hours, and always be mindful of your surroundings. If someone asks you to stop or move, be polite and comply with their request.

Connect with Others

Find local parkour communities for valuable insights and tips for practising in the area and have a more authentic travel experience. Also consider timing your visit at the same time as a parkour event where you can connect with the local community and other parkour enthusiasts from all over the world, a great opportunity to make new friends and learn from different perspectives.

 

Ready to travel with confidence?

Get travel insurance from the experts! We offer specialist tailor-made travel insurance policies that will have you covered should your holiday not go to plan. It covers all the usual travel insurance woes like lost passports, missed flights, and stolen belongings, as well as injury, illness and repatriation, plus we offer a a 24/7 multilingual helpline.

Get in touch with us for a quote or call us on 01892 833338.

 

 

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The Best Parkour Destinations To Head To On Holiday

Parkour, aka free running, has gained a huge following in recent years, with people all over the world seeking out the best destinations to test their skills and push their limits. If you’re an avid parkour enthusiast or looking to try it out for the first time, here is where to head for your next holiday!

person doing parkour in an urban area

image by Mokajou CC0

Seattle, Washington

Arguably one of the best places to go in the US for a parkour holiday is Seattle, Washington. Here you’ll find Jim Ellis Freeway Park. It was designed with exploration in mind and its architecture provides a veritable playground for the parkour enthusiast. And right nearby is Gas Works Park, where you’ll find parkour lessons available to help guide you through the space in ever creative ways!

Santorini, Greece

Santorini, with its picturesque white-washed buildings and stunning views of the Aegean Sea, may not seem like an obvious parkour destination. However, the island’s unique terrain, with its narrow streets, steep steps, and rocky cliffs, provides a challenging and scenic environment for parkour. The island also hosts an annual parkour festival, where practitioners from all over the world come together to train and showcase their skills.

Image by SofiaPapageorge CC0

Paris, France

Paris, the birthplace of parkour, is a must-visit destination for any parkour enthusiast. The city is filled with iconic landmarks and structures that provide the perfect playground for parkour practitioners. The most famous spot is the Lisses, a small town just outside of Paris where the founders of parkour, David Belle and Sebastien Foucan, trained and developed their skills. Other popular spots include Bercy, Olympiads, Bobigny, and the Montmartre district.

Lisbon, Portugal

This is a location that actively encourages the adventurous to hone their parkour talents, with local classes, workshops and tours available. Top spot to head to is Miraflores for urban parkour at its finest! With multiple levels, alleyways, and staircases, and freedom to freerun you’ll have the time of your life. Fancy something a little more structured to get in some practice? Jump Yard Ninja Course is the place to be, an indoor obstacle course that’ll have you leaping with confidence in no time.

lisbon travel guide Image

Image by LauraRinke CC0

Travel Insurance for The Adventurous

Wherever you’re heading you’ll need the right travel insurance! Contact us to access tailor-made travel insurance policies that will have you covered should your holiday not go to plan. We’re here for all the usual travel insurance woes like lost passports, missed flights, and stolen belongings, as well as injury, illness and repatriation.

Get  travel insurance from the experts! Click to get a quick quote or call us on 01892 833338.

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