Travel Insurance: It’s Not Too Late, Even If You’re Already Travelling!

So, you’ve embarked on your dream adventure: a weekend escape to Paris, a sun-soaked getaway in Greece, or a gap year bouncing between exotic destinations. You’ve suddenly realised… you forgot travel insurance!

Key West Image by nextvoyage CC0

Even if you’re already sipping sangria in Barcelona or queuing for your flight at Heathrow, it’s not too late to get covered. Here’s why securing travel insurance right now can save your trip and prevent disaster.

Why you should get travel insurance (even mid-trip)

Life loves to throw curveballs when you least expect it, and travel is no exception. Whether you’re halfway through a three-day city break or embarking on the ultimate gap year adventure, travel insurance is there to cover the unexpected.

  • Medical costs: Accidents happen. A slip on a cobblestone street, food poisoning, or a sudden illness could lead to sky-high hospital bills. Travel insurance helps cover these costs, including emergency repatriation if you need to be flown home for treatment. Without coverage, you could be left with a massive medical bill or worse, unable to receive proper care.
  • Lost or stolen belongings: From pickpocketing hotspots in busy cities to accidentally leaving your phone in a taxi, losing valuable items abroad is surprisingly common. Insurance can help replace lost luggage, phones, or those expensive sunglasses you just bought (which can be incredibly expensive without the right coverage).
  • Trip delays or cancellations: Missed a connecting flight? Your airline suddenly cancelled on you? Travel insurance steps in to cover additional costs, such as accommodation and rebooking fees, ensuring your plans aren’t ruined due to unforeseen delays.

The stats speak for themselves

Did you know that 75% of travellers encounter some sort of disruption when abroad? Despite this, around 22% of holidaymakers travel completely uninsured, with the same study showing that 27% travel with the wrong cover, leaving them exposed to unexpected mishaps like medical emergencies or trip cancellations.

What about EHIC?

Basic health coverage, like the EHIC, often falls short, and many travel activities aren’t covered unless specifically stated. Without proper insurance, travellers face hefty costs for medical care, delays, or lost luggage. If you’re already travelling and not yet insured, or haven’t chosen the right insurance, it’s not too late to secure the right coverage!

How to get travel insurance once you’ve set off

Many travel insurance providers, including us here at Worldwide Insure, offer policies that can start instantly.

Secure coverage in a few clicks

Whether you’re at the airport or already abroad, you can secure coverage in just a few clicks.

  1. View our range of insurance policies for if you’re already travelling
  2. Fill out your details
  3. Get your free quote
  4. If you’re happy, book your policy, and enjoy the peace of mind knowing you’re covered!

Expired policy

If your policy’s already expired, don’t fret. See if you can apply for an extension with your current provider, or if not, just take out a new policy using the instructions above. Many insurers offer short-term plans that are perfect for those who’ve missed the opportunity to buy before departure.

Document everything

Keep records of your communication with the insurance provider and any policy changes. If you experience any issues while on holiday (such as a medical emergency), having documentation will be crucial for any claims you need to make. Make sure you also keep receipts, doctor’s notes, or other documentation relevant to your claim​.

Why wait? Get covered now!

Travel is all about adventure, but not when it comes to surprise hospital bills or lost luggage nightmares. With Worldwide Insure, you can secure travel insurance in minutes, no matter where you are or what stage of your journey you’re in.

We offer specialist travel insurance to suit your needs. All of our policies come with a 24/7 multilingual helpline and can be tailored to suit your unique requirements—no matter where in the world you are.

Get in touch for a quote or call us on 01892 833338. Don’t wait—your peace of mind is just a call away!

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Travel Hacks for Parkour Enthusiasts

Travelling abroad can present unique challenges for parkour enthusiasts! To make your trip go that little bit smoother, here are some essential tips for taking your parkour passion abroad and staying safe while practising.

parkour on a mountain image by stokpic CC0

image by stokpic CC0

Pack like a parkour pro

Pack light. Pack smart.

This means only bringing the essentials and finding ways to make your gear more compact. You can also use packing cubes to organise your clothes and gear, making it easier to find what you need and keep your bag organised.

Use a Travel Backpack

A travel backpack is a great investment. These backpacks are designed to be lightweight, durable, and have plenty of compartments for organising your gear. Look for one with a separate compartment for shoes, as well as a water bottle holder and a laptop sleeve if you plan on working while travelling.

Bring a Portable Charger

Travelling often means spending long hours on planes, trains, and buses. To keep your devices charged and ready to go, bring a portable charger with you. This will also come in handy if you’re out exploring and need to use your phone for directions or to capture some epic parkour footage.

Pack your Parkour Shoes

The ones that are comfortable, durable, and have good traction, not your everyday trainers. Top tips on what to buy include: shoes with a flat sole and a good grip, such as the Onitsuka Tiger Ultimate 81 or the Feiyue Martial Arts Shoes.

Don’t Resist Packing your Resistance Bands

Sure, you might not think you’ll train on holiday, but resistance bands are a versatile and lightweight piece of equipment that take up minimal space in your luggage. Well worth it for the strength, mobility and stretching exercises you can do with them.

And a Tennis Ball

A small and simple accessory that can help with muscle recovery and prevent injuries.

Act like a parkour pro

Research the Area

Look to local parkour communities for advice on where parkour is welcomed and where is considered safe. You can also use Google Maps to scout out potential spots and plan your route.

Start Slow

And give your body a chance to warm up, after all travelling takes its own toll on energy levels! While you may be pumped to try something new, taking on tough challenges and risking injury isn’t something you want to do while on holiday. Not only can it scupper your enjoyment, but medical treatment can be costly unless you have the right travel insurance.

Avoid Private Property

Get permission before practising on someone else’s property, and always clean up after yourself.

Be Aware of Local Laws

Different countries have different laws and regulations, and it’s important to be aware of them when practising parkour abroad. For example, some countries may have strict laws against climbing on buildings or structures, so make sure to do your research beforehand.


 Discover the best places to go on holiday if you want to do parkour!


Be Respectful

In public spaces, it’s important to be respectful of others. Avoid practising in crowded areas or during peak hours, and always be mindful of your surroundings. If someone asks you to stop or move, be polite and comply with their request.

Connect with Others

Find local parkour communities for valuable insights and tips for practising in the area and have a more authentic travel experience. Also consider timing your visit at the same time as a parkour event where you can connect with the local community and other parkour enthusiasts from all over the world, a great opportunity to make new friends and learn from different perspectives.

 

Ready to travel with confidence?

Get travel insurance from the experts! We offer specialist tailor-made travel insurance policies that will have you covered should your holiday not go to plan. It covers all the usual travel insurance woes like lost passports, missed flights, and stolen belongings, as well as injury, illness and repatriation, plus we offer a a 24/7 multilingual helpline.

Get in touch with us for a quote or call us on 01892 833338.

 

 

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The Best Parkour Destinations To Head To On Holiday

Parkour, aka free running, has gained a huge following in recent years, with people all over the world seeking out the best destinations to test their skills and push their limits. If you’re an avid parkour enthusiast or looking to try it out for the first time, here is where to head for your next holiday!

person doing parkour in an urban area

image by Mokajou CC0

Seattle, Washington

Arguably one of the best places to go in the US for a parkour holiday is Seattle, Washington. Here you’ll find Jim Ellis Freeway Park. It was designed with exploration in mind and its architecture provides a veritable playground for the parkour enthusiast. And right nearby is Gas Works Park, where you’ll find parkour lessons available to help guide you through the space in ever creative ways!

Santorini, Greece

Santorini, with its picturesque white-washed buildings and stunning views of the Aegean Sea, may not seem like an obvious parkour destination. However, the island’s unique terrain, with its narrow streets, steep steps, and rocky cliffs, provides a challenging and scenic environment for parkour. The island also hosts an annual parkour festival, where practitioners from all over the world come together to train and showcase their skills.

Image by SofiaPapageorge CC0

Paris, France

Paris, the birthplace of parkour, is a must-visit destination for any parkour enthusiast. The city is filled with iconic landmarks and structures that provide the perfect playground for parkour practitioners. The most famous spot is the Lisses, a small town just outside of Paris where the founders of parkour, David Belle and Sebastien Foucan, trained and developed their skills. Other popular spots include Bercy, Olympiads, Bobigny, and the Montmartre district.

Lisbon, Portugal

This is a location that actively encourages the adventurous to hone their parkour talents, with local classes, workshops and tours available. Top spot to head to is Miraflores for urban parkour at its finest! With multiple levels, alleyways, and staircases, and freedom to freerun you’ll have the time of your life. Fancy something a little more structured to get in some practice? Jump Yard Ninja Course is the place to be, an indoor obstacle course that’ll have you leaping with confidence in no time.

lisbon travel guide Image

Image by LauraRinke CC0

Travel Insurance for The Adventurous

Wherever you’re heading you’ll need the right travel insurance! Contact us to access tailor-made travel insurance policies that will have you covered should your holiday not go to plan. We’re here for all the usual travel insurance woes like lost passports, missed flights, and stolen belongings, as well as injury, illness and repatriation.

Get  travel insurance from the experts! Click to get a quick quote or call us on 01892 833338.

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Choosing the Right Travel Insurance: Your Ultimate Guide

Planning your next getaway? Whether you’re off to bask in the sun on a tropical beach or conquer the slopes with some thrilling winter sports, travel insurance is a must-have. But with so many options out there, how do you choose the right policy? Let’s break it down.

Aerial View of Flights Aeroplane Travel Flying

©Kerry McCarthy

How often will you travel?

First things first: think about how frequently you’re going to jet off. If you’re a globetrotting enthusiast, annual multi-trip insurance could be your best friend. This type of policy covers you for multiple trips throughout the year, often at a lower cost than buying individual single trip policies – perfect for the spontaneous traveller!

How long will your trip last?

You’ll also want to bear the length of your trip in mind when selecting your cover, as this will determine which policy is best.

Up to 3 months

If you’re planning a holiday that will last up to 3 months (or 90 days), a single trip insurance policy might be all you need. This type of policy provides targeted protection for specific holidays, so you can focus on making memories rather than worrying about the unexpected.

Over 3 month stays

If your adventures last longer than 3 months or will take you to multiple countries, don’t skip on long stay travel insurance! This ensures you’re fully protected during extended travels, covering aspects like medical emergencies, trip cancellations, and personal belongings.

Tip: Buy your travel insurance up to a year in advance; you’ll often get better rates and more comprehensive options.

Specialist and high-risk holidays

For high-risk travel plans—like cruising or snowboarding—you’ll need specialist policies, such as winter sports and cruise travel insurance. These offer protection against the unique risks associated with these types of trips, such as emergency medical coverage and personal liability. 

Other extreme activities

Some standard policies will cover other extreme activities and some won’t. Whether you’re diving, heliskiing, sledding, mountaineering or coasteering, read your policy thoroughly and make sure you’re protected! If you need additional cover, get a quote and explore your options.

Business or pleasure (or both)?

Are you travelling for work, pleasure, or a blend of both? If you’re bringing valuable equipment like laptops, phones, or other tech gadgets, ensure your policy specifically covers these items against theft, loss, or damage.

Additionally, consider whether you’ll need coverage for any business-related activities, such as attending meetings or conferences. Some policies offer specific benefits for business travellers, like coverage for trip cancellations due to work commitments or missed connections.

Don’t forget to review the policy’s liability coverage, especially if you’re representing a company. This can protect you in case of accidental damage to property or injury to others while conducting business abroad.1

Solo travel vs. family adventures

Travelling alone? Single trip insurance should provide sufficient coverage for your individual needs, ensuring that you’re protected against unexpected events like medical emergencies, trip cancellations, and lost luggage. 

If you’re travelling with kids, family policies can include coverage for your little ones, as well as student trips or kids who are travelling solo. Typically these will include medical expenses, coverage for their personal belongings, and options for activities they might engage in. 

Additionally, special coverage is available for older travellers, ensuring all family members are protected during your holiday.

Pre-existing conditions and pregnancy

Have you got a pre-existing health condition or are you expecting a little one? It’s crucial to declare these when purchasing your insurance. Consider pre-existing medical condition policies or pregnancy protection for extra peace of mind – the last thing you want is to be stuck in a foreign country without the right medical help.

Travel insurance: in a nutshell

Choosing the right travel insurance boils down to understanding your length of trip, how often you’ll be travelling and activities you’ll be doing. Whether you’re planning a cosy family trip, a solo backpacking adventure, or an extreme sports expedition, the right coverage will keep you safe and protected in every situation.

 

Ready to travel with confidence?

Get travel insurance from the experts

We offer specialist travel insurance to suit your needs. All of our policies come with a 24/7 multilingual helpline, and each can be tailored to fit your unique circumstances, no matter where you are in the world! Get in touch with us for a quote or call us on 01892 833338. We strive to get you the best value insurance for any holiday. Your next adventure awaits, so let’s make it a safe one! 



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Expert Travel Hacks for a Stress-Free Adventure

Planning your next getaway? Already feeling excitement, worry, or both? Travelling can be chaotic sometimes, from packing your bags to navigating airports, the potential for stress is everywhere. Fear not – we’ve compiled a list of easy travel hacks to help you breeze through your adventures!

Mountain Image

Image by Nina Uhlikova CC0

 

1. Make a packing List

First things first, packing can feel overwhelming. Avoid the last-minute scramble by creating a packing list before you start. Jot down essentials like clothing, toiletries, and chargers. You can even categorise items (clothes, documents, gadgets) for an organised packing experience. Trust us, you’ll thank yourself later!

2. Use packing cubes

Do not overlook packing cubes – they’re an absolute game changer! They keep your suitcase organised and make it easy to find what you need without rummaging through everything. Plus, they can help you maximise space, which means more room for souvenirs on the way back!

3. Plan your travel insurance in advance

Now, let’s chat about that all-important travel insurance. It’s not just a safety net; it’s peace of mind. Purchase your policy ahead of time (up to a year in advance) to ensure coverage in case life throws a curveball—like a missed flight or a sudden illness. A little planning here can save you from a heap of stress later!

4. Check-in online

Avoid long queues at the airport by checking in online. Most airlines allow you to check in 24 hours before your flight. You can select your seats, skip the lines at the airport—and spend extra time shopping in duty-free!

5. Keep important documents handy

Use a folder for important documents like your passport, travel insurance details, and boarding passes. Not only does this make it easy to access your information, but it also helps avoid the frantic search through your bag when you need it most.

6. Arrive early

This may seem obvious, but arriving early at the airport can help you dodge unnecessary stress. Give yourself enough time to navigate security, grab a snack, and find your gate without feeling rushed.

7. Stay hydrated and snack smart

Travelling can be dehydrating, so drink plenty of water—especially during long flights. Pack some healthy snacks, too. Granola bars or dried fruit can keep your energy levels up and prevent that hangry feeling from setting in! 

Tip: Avoid bringing nuts on the plane. Many flights won’t allow them if someone allergic is travelling, so it’s safer and easier to bring alternative snacks!

8. Download useful apps

Smartphone apps are your best friend when travelling. Download airline apps, such as Flightradar24, for updates on flight status, or translation apps, such as Microsoft Translator, to help bridge any language gaps in real-time. Also consider downloading some podcasts or Netflix shows to keep you entertained during your flight.

9. Remember to relax!

Sometimes, things don’t go according to plan, and that’s okay! Embrace a flexible attitude – if your flight gets delayed or plans change, take a deep breath and go with the flow. Take a moment to breathe and soak in your surroundings: stress-free travel is about enjoying the journey as much as the destination!

Final thoughts

By combining these simple travel hacks with a solid travel insurance policy, you’ll be well on your way to a stress-free adventure! Embrace the journey and focus on creating lasting memories, rather than worrying about what could go wrong.

 

Ready to travel with confidence?

Get travel Insurance from the experts! 

We offer specialist travel insurance to suit your needs. All of our policies come with a 24/7 multilingual helpline, and each can be tailored to fit your unique circumstances, no matter where in the world you are! Get in touch with us for a quote or call us on 01892 833338. Safe travels await!



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Mellieha, Malta: The Perfect Short Break Pick-Me-Up

Just a short flight away from the grey of the UK is the sun-soaked paradise of Malta. Discover what this island has to offer from a mother and son who headed there for a 4 night stay in early October!

Image of a tomb at Xemxija Heritage Trail

© Kerry McCarthy

Why holiday in Malta?

Malta came highly recommended by a friend when we were searching for a short break. The flight from London is under 3 hours, the weather is warm and sunny, and there is an idyllic mix of sandy beaches, lush countryside, towns with beautiful architecture, and a lot of historical sights and attractions to explore. 

To add to that, even though the island has a rich and very mixed heritage influenced by cultures all over the world, the recent British rule (ending in 1975) makes the island feel very familiar. You will find most signage and documentation in English, sockets are for three-pin plugs, they drive on the left, and you’ll find red post boxes alongside British-style pelican crossings. 

Image out to sea of Grand Harbour and Three Cities Malta,

Grand Harbour and Three Cities Malta, ©Kerry McCarthy

Where to stay in Malta

There are a few main places people head for. We chose Il Mellieha because it seemed like a more chilled-out option with the kind of quiet beach vibe we were looking for. Our hotel of choice was Luna Holiday Complex, and we booked a B&B option via EasyJet holidays.

The hotel apartments were clean and spacious, the buffet breakfast was continental style with English breakfast buffet options, and it was perfect for fueling up before heading out to adventure for the day. The best bit about the hotel was the rooftop pool (over 17s only), and the gym was very well equipped.

Other recommended places to stay are:

Valletta: a jaw-droppingly beautiful historic city, very close to the airport, with sea views in every direction.

Bugibba: this is the place to head if you like a resort vibe and beaches are also good here.

Gozo: A small island just off Malta with exquisite views, beautiful beaches and great hiking.

The less enticing places, according to other holidaymakers are:  Paceville, unless you like an active nightlife, and the outskirts of St Paul’s Bay.

Bear in mind that Malta is small (you can get round it in a day by car), so whatever you want to explore will only be a short bus, bolt, or hire car ride away wherever you stay!

Scenic green hillside views out to sea Mellieha, Malta,

Mellieha ©Kerry McCarthy

What to do in Malta

See old stuff! From churches to ancient tombs, there is a lot of historical “stuff” to see in Malta. This is what we did:

Visited Parish Church of Mellieha – dripping with incredible Catholic iconography, a stunning building with even more stunning statues, and sat on top of the hill affords fabulous views out to sea.

Image of views through stone wall out to sea Mellieha, Malta ©Kerry McCarthy

©Kerry McCarthy

Hiked the Xemxija Heritage Trail – again, spectacular hilltop views out to sea whilst discovering well-reserved tombs, ruins, and ancient spaces that are as much as 2,500 years old. We explored a beehive “farm” built into the rocks, a partially restored farmers cottage, burial tombs, roman baths, and got to enjoy the shade of the oldest carob tree on the island, estimated to be 1,000 years old!

Xemxija Heritage Trail. Malta

©Kerry McCarthy

Full day tour of Valletta – the buildings here are stunning; highly decorative, opulent and evoke a centuries old maritime vibe. The narrow streets are packed with bouji eateries and bars, and in every direction you can catch glimpses of the sea. Make sure you do a tour around the outskirts for full harbour views, and explore the fort and gardens. 

Image of a corner shop in Valletta, Malta

Valletta ©Kerry McCarthy

Other than that we spent time sunbathing and swimming in the sea at Mellieha Bay, and lounging by the pool at Luna’s rooftop sky lounge.

Image of Sky Lounge Rooftop Pool at Luna Holiday Complex, Malta

Sky Lounge Rooftop Pool at Luna Holiday Complex ©Kerry McCarthy

Other top recommendations include:

  • Limestone Heritage Park tour
  • Diving in the Blue Lagoon, kayaking, paragliding… there are lots of water sports options around the island!
  • Gozo Ferry Trip from Il Mellieha, or the Grand Harbour
  • Tour of the Three Cities from Valetta

What to love about Malta – The Food!

Traditional Maltese food that isn’t to be missed includes Pastizzi – a gorgeous light and fluffy pastry stuffed with ricotta cheese or with peas (although we had ones that seemed more like lentil). They are a street-food that come in at 50c each, and are divine! Also Imqaret, a date-filled pastry that is best served hot with a drizzle of honey and a dollop of ice cream! 

  • We ate amazing Calamari at Adura Roof Terrace, Mellieha. Fabulous views, food, service and damn fine cocktails!
  • Delicious Asian food served up at Roy Thai Street Food, Mellieha. We highly recommend the Jungle Thai Stir Fry, an ancient Isaan dish with garlic, kaffir lime leaves, spring onions, and red chilli peppers and also the Red Thai Curry.
  • Il Kuntratt, also in Mellieha, served up fabulous seafood, we had grilled seabass with seasonal veg, and mussels. Would absolutely go back any day for this delicious home-cooked food!
Mellieha Bay Malta at nighttime

Mellieha Bay Malta, ©Kerry McCarthy

What we did not love

This is a difficult one and we were only there a short time, and everything was REALLY nice. If anything, I’d pick that it is evidently being built-up in the quieter places. Lots of cranes putting up blocks of buildings, which will likely be hotels or apartments. Places like St Paul’s Bay looked packed to the hills, it would be a shame if that will be the same fate for quieter places such as Mellieha.

Would we go to Malta again?

Absolutely. In fact, I am hoping to return for a family holiday next October, will have to see what the prices are like during the October half term, but I think the weather will still be warm and there is just so much more that I wanted to do!


Travel writer bio

Kerry McCarthy is a travel writer, author, artist, and breathwork instructor. You can see more of her adventures on Instagram @kerrymccarthystars.

Image of Kerry Mcarthy at Mellieha Bay, Malta

Kerry Mcarthy at Mellieha Bay, Malta ©Kerry McCarthy

 


Get your travel insurance!

We have specialist travel insurance policies to suit a range of budgets and needs. All of our policies come with 24/7 multilingual helpline access and each policy can be tailored to suit your unique needs, no matter where in the world you are!

Get in touch with us for a quote or call us on 01892 833338


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12 Essential Long Haul Travel Tips

Long haul travel can be an exciting and rewarding experience, but it can also be physically and mentally draining. Whether you’re travelling for business or pleasure, these 12 top tips are sure to help you have a comfortable and enjoyable trip!

Longstay Travel Packing Tips Image

Image by davidmak83 CC0

  1. Plan Your Itinerary Ahead of Time – By planning ahead, you can save money and avoid any last-minute stress or complications. This includes booking flights, accommodation, activities and tours you want to do at your destination. 
  2. Research Your Destination – This is a must to make the most of your time there. Look into local customs, currency exchange rates, and any cultural or safety considerations. This will also help you pack appropriately and avoid any surprises during your trip. 
  3. Read Reviews! – Going long haul means that this is likely a once-in-a-lifetime trip, so you want to make sure you get it right the first time. Find out where other people have gone, what they did, and what they thought of each tour, activity, restaurant, bar, hotel and hostel! 
  4. Pack Smart and Light – Pack versatile clothing that can be layered and accessories with ease. Don’t forget to pack essential items such as medication, chargers, and travel documents. Top tip: Pack a change of clothes and any necessary toiletries in your carry-on in case of lost luggage.
  5. Invest in Quality Luggage – Look for lightweight, durable suitcases with good wheels and handles for easy manoeuvring. Consider purchasing a luggage scale to avoid any overweight baggage fees.
  6. Use Packing Cubes – Packing cubes are a game-changer for long haul travel. They help keep your suitcase organised, make it easier to find items without having to unpack and repack everything, and they also compress your clothing, allowing you to pack more efficiently!
  7. Stay Hydrated – Even short flights can leave your skin dry and your body dehydrated. Going through that for over a couple of hours can lead to fatigue, headaches, and dare we say, constipation! Pack a reusable water bottle, fill it up after going through security, ask for water on the plane, and fill up at hydration stations during layovers.
  8. Dress Comfortably – Opt for loose-fitting, breathable clothing and comfortable shoes. Avoid tight or restrictive clothing that can cause discomfort during long periods of sitting. 
  9. Get Up and Move – Sitting for extended periods of time can cause stiffness and discomfort, and can increase your risk of deep-vein thrombosis.. Make sure to get up and move around the cabin every hour or so to stretch your legs and prevent blood clots. Top tip: get compression socks for your flight!
  10. Bring Entertainment – there is a trend for enduring long haul flights with no distractions whatsoever, but believe us, after the excitement of takeoff flights are BORING!  Pack books (e-books are a great space-saver) and magazines, download films, podcasts and games on your phone or tablet. Don’t forget to bring headphones or earbuds to avoid disturbing other passengers!
  11. Pack Snacks – Aeroplane food can be dull and expensive, have some snacks to pass the time, excite the tastebuds, and save money.  Granola bars, nuts & dried fruit are ideal to nibble on.
  12. Get Some Rest – Bring a travel pillow and eye mask to help you sleep on the plane. Earplugs or noise-cancelling headphones are essential to block out any distractions.

 


Expect the unexpected (and get travel insurance!)

Long haul travel can be unpredictable, so it’s important to stay positive and flexible in case of any delays or changes in plans. Keep an open mind and try to make the best of any situation. And remember, get travel insurance! It’ll save you money and give you total peace of mind should the unexpected happen.

Get in touch with us for a quote or call us on 01892 833338




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Understanding Asthma Coverage in Travel Insurance

Travelling with asthma can be a daunting experience, especially when it comes to navigating travel insurance. We discuss the basics, including what is covered, what to look for in a policy, and some helpful tips for travelling with asthma.

holiday blues

Image by Comfreak CC0

Do I really need specialist travel insurance for my asthma?

Around 5.4 million people in the UK are receiving treatment for Asthma, and although asthma is generally well managed, travelling away from home can increase the risk of  exposure to triggers. 

Severe symptoms could be caused by a number of factors including air quality, allergens, illness, and experiencing these in an unfamiliar place can be very frightening.

A specialist asthma travel insurance policy includes cover for the unexpected, even if your condition is usually well controlled.

 

What does asthma travel insurance cover?

Most asthma travel insurance policies will cover emergency medical expenses related to asthma, such as hospitalisation, doctor visits, and medication.

It is important to note that pre-existing conditions must be declared when arranging travel insurance policies. If you have asthma, it is crucial to disclose this information when purchasing to ensure that you are adequately covered.

 

What to Look for in a Policy?

  • Emergency Medical Coverage: As mentioned, most travel insurance policies will cover emergency medical expenses related to asthma. However, it is crucial to check the policy’s limits and exclusions to ensure that you have adequate coverage.
  • Pre-Existing Condition Coverage: If you have a pre-existing condition, such as asthma, it is essential to look for a policy that offers coverage for these conditions. 
  • Coverage for Emergency Asthma Medication: If you require emergency medication for your asthma, it is crucial to check if your travel insurance policy covers the cost of these medications. 
  • Trip Cancellation/Interruption Coverage: Asthma attacks can happen unexpectedly, and they may force you to cancel or cut short your trip. It is essential to look for a policy that offers trip cancellation/interruption coverage for asthma-related emergencies.
  • 24/7 Assistance: When travelling with asthma, it is reassuring to know that you have access to around-the-clock assistance in case of an emergency. All our policies come with a 24/7 multilingual helpline for total peace of mind!

 

Tips for Travelling with Asthma

Travelling with asthma requires some extra planning and preparation to ensure a safe and enjoyable trip. Here are some helpful tips for travelling with asthma:

  • Pack Your Medications- It is crucial to pack all your asthma medications and prescriptions when travelling. Make sure to bring enough medication for the duration of your trip, plus a few extra days in case of any delays. It is also a good idea to keep your medication in your carry-on luggage, so you have easy access to it during your flight.
  • Take a Prescription – not only will this allow you to get more medication in case yours gets lost or stolen, but it also prove that the medications you have with you are legal and needed.
  • Check the Air Quality of Your Destination – If you have asthma, it is essential to check the air quality of your destination before travelling. If the air quality is poor, it may trigger your asthma symptoms, and you may need to take extra precautions or consider changing your travel plans.
  • Get a Doctor’s Note – If you have a severe case of asthma, it is a good idea to get a doctor’s note before travelling. This note can be helpful if you need to explain your condition to airport security or customs officials. It can also come in handy if you need to seek medical attention while travelling.
  • Research Local Medical Facilities – Before travelling, research the local medical facilities at your destination and the emergency numbers. It is also a good idea to have the contact information for your doctor and any specialists you see regularly.
  • Get Travel Insurance with Asthma Coverage – As mentioned, it is crucial to have travel insurance that provides coverage for asthma-related emergencies. Consider purchasing a policy that offers coverage for pre-existing conditions, including asthma, to ensure that you are adequately covered.

Get Asthma Travel Insurance from the Experts!

We offer specialist travel insurance policies for all sorts of pre-existing medical conditions. All of our policies come with a 24/7 multilingual helpline and each policy can be tailored to suit your unique needs, no matter where in the world you are! 

Get in touch with us for a quote or call us on 01892 833338




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A Laid-back Guide to Visiting Hiriketiya, Sri Lanka

Sat at the most southern tip of Sri Lanka is a secret surf haven, an idyllic beach-side paradise for travellers who prefer a laid back approach to holidaying. Welcome to Hiriketiya…

Hiriketiya beach Sri Lanka © Kerry McCarthy

© Kerry McCarthy

Where to stay in Hiriketiya

Save: Surf Villa Hiriketiya. Simple but completely adequate accommodation! These beach-side villas have a simple but comfortable bedroom with decent AC and a large wetroom. The location is perfect, you’ll be able to go from bed to surfboard in under 2 minutes! The villas have a garden area too, a great place to watch the macaques!

Spend: Salt House. The place to go for a laid-back stay, especially if you want to meet like-minded people and do a bit of yoga too. There is a pool, shahid lounge area, a place to grab a bite to eat and a drink too. Some rooms have a balcony or patio, but all of it is nestled on the edge of the jungle and a very short walk from the beach.

Splurge: Meda Gedara Villa. This is a short ride or drive from Hiriketiya, but it is a dream of a place to stay if travelling with a group. Highlights include a water flume through the jungle into a pool with a sea view, glorious gardens with tennis court and a yoga shala, your very own private beach, and a wonderful team on hand to make your stay as personalised and memorable as possible. It sleeps as many as 18 people, has a bunk room for the kids, and even a mini villa in the garden for anyone who feels like they need a bit more privacy.

Image of garden at Meda Gedara Villa Sri Lanka © Kerry McCarthy

© Kerry McCarthy

What to do in Hiriketiya

This place is a surfers haven, so book on some morning classes and spend the afternoon honing your skills! There are plenty of tutors and schools to choose from, and many of the local accommodations will be able to arrange lessons on your behalf.

I’d also highly recommend taking a trip to the nearby nature reserve to see the elephants in their natural habitat, as well as a guided tour of the botanical gardens and turtle sanctuary a short drive away. 

As goes with the cosmopolitan beachside vibe, there is plenty of yoga on the go, and you’ll nearly always find a retreat in action while you are here.

Image of beach shacks Hiriketiya Sri Lanka © Kerry McCarthy

© Kerry McCarthy

What I loved about Hiriketiya

The atmosphere was incredible. It felt safe (as a female), unlike some more northern parts of the island; the locals and tourists were friendly, accommodating, and keen to share their experiences. The beachside food shacks served up the freshest food and smoothies imaginable – even on occasion the host would scoot off to get the ingredients as an order was placed.  It was at a place on the beach that I hands down had the best squid of my life. And the passion fruit martinis… it felt strange to have a cocktail that feels healthy, made with fruit fresh from the tree!

Image of food van Hiriketiya beach Sri Lanka © Kerry McCarthy

© Kerry McCarthy

What I did not love

As wonderful as it feels, the illusion of paradise was the thing I found most difficult here. Sri Lanka is going through some very difficult social and economic times, and the people here are struggling. The jarring difference between being immersed in a privileged bubble vs meeting local people struggling to survive is something I advise people to be aware of before they come here. Some say that Sri Lanka as a destination is “India lite”, nonetheless you will encounter the same issues, but not in the same magnitude.

Picture of tub tub Hiriketiya Sri Lanka © Kerry McCarthy

© Kerry McCarthy

Top Tips for visiting Sri Lanka

  • Pack for rain, sun, mosquitos, swimming, hiking… honestly, check out this packing list for what to take, you won’t regret it! The Sri Lanka Ultimate Packing Guide.
  • Get your visa sorted well in advance and check your vaccination status.
  • Sri Lanka has a closed currency, so get your travel money there and only use ATMs at a bank or major hotels.
  • Brush up on etiquette,it is a buddhist nation so certain things are highly taboo! Check out more here: Sri Lanka Travel Advice.
  • Don’t flash your valuables. People here are in poverty, not only is it disrespectful, but could also attract opportunistic crime. 
  • If you are a female traveller, take extra care and avoid being out after dark on your own.
  • Get travel insurance! It amazes me how many people don’t take travel insurance seriously. Even something minor such as losing a passport can be costly and time consuming, and who wants that while on holiday? 
Hiriketiya beach Sri Lanka © Kerry McCarthy

© Kerry McCarthy

Would I go again?

In a heartbeat, yes! The place is a paradise!


Travel writer bio

Kerry McCarthy is a travel writer, author, artist, and breathwork instructor. You can see more of her adventures on Instagram @kerrymccarthystars.

Image of Kerry McCarthy

© Kerry McCarthy

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Essential Solo Travel Tips for Students

Whether you are embarking on a Gap Year or you plan to study abroad, this is the beginning of a great adventure! Add a spot of solo travelling in with it and you’ve got the recipe for an incredibly rewarding experience. Here are some top travel tips for exploring new places, meeting new people, and learning more about yourself when you travel solo as a student!

Solo Travel Image

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Why travel solo as a student?

Travelling solo allows you to have complete control over your itinerary, budget, and experiences. You can go wherever you want, whenever you want, without having to compromise with anyone else. It also gives you the opportunity to step out of your comfort zone and challenge yourself, leading to personal growth and self-discovery. 

These are all great ways to build confidence and self-esteem ahead of meeting new people when you start your next level of studies.

 

Travel tips for adventurous solo explorers

If you’re an adventurous soul looking to embark on a solo journey, here are some tips to make the most out of your trip:

  • Research your destination: Before you go, research your destination to get an idea of what to expect. Look for popular attractions, local customs, and safety precautions. This will help you plan your trip and avoid any unpleasant surprises.
  • Pack light: Even if you’ve shipped all your belongings over ready to start at your new place of study, when you explore your new destination you’ll be responsible for carrying all the luggage you need. Pack light to make your journey more comfortable!
  •  Stay in hostels or shared accommodation: Not only are hostels and shared accommodations more budget-friendly, but they also provide an opportunity to meet other travellers, other gap year students, and make new friends.
  • Be open to new experiences: Solo travel is all about stepping out of your comfort zone and trying new things. Be open to new experiences, whether it’s trying new foods, participating in local activities, or making new friends.
  • Go on a walking tour: Walking tours are a great way to explore a new place, learn more about its history, and meet other people with the same interests in the area.
  • Book experiences: Hikes, talks, workshops and shows are another great way to meet like-minded travellers near you!
  • Try new foods: Food is an essential part of any culture, and trying new foods can be a great way to immerse yourself in the local culture.

 

Solo travel tips for introverts

Solo travel can be a great way to recharge and explore at your own pace. Here are some tips to make the most out of a solo trip if you’d rather keep to yourself:

  • Plan your itinerary: As an introvert, you may prefer to have a plan in place. Research and plan your itinerary beforehand, so you have a rough idea of what to expect and can avoid any overwhelming situations.
  • Stay in private accommodation: Hostels and shared accommodation may not be your cup of tea! Consider staying in a private room or apartment to have some alone time and recharge.
  • Find alone time if you are in shared accommodation: It’s okay to take breaks and have some alone time during your trip. Use this time to relax, recharge, and reflect on your experiences.
  • Connect with locals: As an introvert, you may prefer one-to-one interactions over group activities. Connect with locals recommended by your hosts to have more meaningful interactions and learn more about the local culture.
  • Bring a book or journal: Having a book or journal with you can be a great way to unwind and have some alone time during your trip.

 

Safety as a solo traveller

Safety should always be a top priority when travelling alone. Here are some tips to stay safe during your solo trip:

  • Trust your instincts: As a solo explorer, you may find yourself in unfamiliar situations. Trust your instincts and use common sense to stay safe.
  • Share your itinerary: Let someone back home know your travel plans, including where you’re staying and when you plan to return to your accommodation. Check in with them regularly to let them know you’re safe.
  • Stay aware of your surroundings: When exploring a new place, it’s essential to stay aware of your surroundings. Avoid walking alone at night and trust your instincts if you feel unsafe.
  • Keep important documents safe: Make copies of your passport, travel insurance, and other important documents and keep them in a safe place. You can also store digital copies on your phone or email them to yourself.
  • Get student travel insurance: There are specialist travel insurance policies for gap year students as well as travel insurance for studying abroad. Having specialist insurance ensures that you are covered for the unique challenges and circumstances these situations might bring above and beyond losing a passport or needing medical help.

Budgeting when travelling by yourself

Travelling solo can be more expensive than travelling with a group. Here are some budgeting tips to help you save money during your solo trip:

  • Stay in budget-friendly accommodation: Shared accommodation such as hostels are great budget-friendly options. You can also consider staying in an Airbnb or Couchsurfing to save even more money.
  • Cook your meals: Eating out can quickly add up, especially if you’re travelling for an extended period. Consider staying in a place with a kitchen.
  • Use public transportation: Taxis and ride-sharing services can be expensive, especially in touristy areas. Use public transportation to save money on transportation costs.

 


Get a travel insurance quote for your solo trip of a lifetime!

We have specialist travel insurance policies for gap year students as well as travel insurance for studying abroad. All of our policies come with 24/7 multilingual helpline access and each policy can be tailored to suit your unique needs, no matter where in the world you are! 

Get in touch with us for a quote or call us on 01892 833338


 

Backpacking travel insurance Image by Pexels CC0

Image by Pexels CC0

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