Travel Insurance Tips and Tales

Travel Insurance for Expats with a Pre-existing Medical Condition

Posted on March 6, 2025 by worldwideinsure

Planning a longer trip overseas but have a pre-existing medical condition? Find out what to look for in an expat policy that will cover you for medical costs, plus other unwanted events like cancellations and lost baggage. Some products—such as those from Worldwide Insure—even let you take out cover after your trip has commenced.

Image by Hans CC0

Looking to embark on a long-term overseas stay? If so, you’re not alone.

Reasons for living overseas are myriad, from enjoying an extended period of travel, to taking advantage of job opportunities—or simply avoiding the UK winter in favour of somewhere warmer. Indeed, estimates suggest up to 10% of the UK population are living overseas at any one time.

“estimates suggest up to 10% of the UK population are living overseas at any one time”

Some Brits looking to emigrate need expat travel insurance for the period before they settle into another country long-term. Indeed, 79,000 Britons emigrated abroad in the year to June 2024.

And according to a 2024 report by CurrenciesDirect, 23% of Brits—the equivalent of 12.3 million UK adults—are thinking about moving overseas in the next five years, with 12% planning to move in the next 12 months.

However, planning a long term trip overseas gets a little more complicated if you have a pre-existing medical condition. This is because ‘regular’ travel insurance may not cover you if you become unwell due to such a condition. As such, you need a policy that meets your needs, and offers sufficient coverage for things like extended hospital stays, specialised treatment, or being repatriated back to the UK.

Can I get coverage if I have a pre-existing condition?

Having a pre-existing medical condition doesn’t mean you can’t take out expat travel insurance. However, it may take longer to find a policy that meets your needs, and you may need to pay more for your cover compared to someone who has no pre-existing medical condition. This is because you’re more likely to make a medical claim while overseas.

“If you’re planning to live overseas for a long period and you do have a pre-existing medical condition, it’s critical your insurance meets your needs.”

Expat insurance with pre-existing condition medical cover from Worldwide Insure

Here are Worldwide Insure we can offer travel insurance to most people worldwide with our different policies. If you’re living in the EU then you can take out insurance for EU residents, or our International policy—depending on your needs. Our policies cover a wide range of pre-existing conditions, and can even be taken out if your trip has already started.

The best travel insurance for expats

If you’re planning to live overseas for a long period and you do have a pre-existing medical condition, it’s critical your insurance meets your needs.

With this in mind, when applying for cover, you’ll need to answer all questions honestly and in full.

If you don’t, and you become unwell due to a pre-existing condition, your provider may not pay out. This could mean you’re landed with a very large medical bill—particularly if you’re in the United States or Mexico at the time.

Some expat travel insurance policies may have restrictions—and it’s important you know what these are before you buy a policy. For example, some products may not cover over-75s, or those with certain medical conditions.

Others may insist that you take out cover while you’re still in the UK—i.e. you wouldn’t be offered cover if your trip has already started. However, Worldwide Insure is able to cover you if your trip has already begun – and is one of a small group of UK insurers that does so.

What should expat travel insurance cover?

Medical coverage is the most important component of any travel insurance policy. Ensure it covers any pre-existing medical conditions, and includes hospital stays, surgeries, and outpatient treatments. It should also cover you for transportation to the nearest suitable medical facility, or back to the UK if necessary, including if you die while overseas; this is known as repatriation.
You’ll also need cover for non-medical problems, such as cancellations, delays, curtailments, and lost or stolen luggage.
Your policy should also align with the length of your stay abroad (short-term, long-term, or indefinite). And check that it can be renewed or extended if needed (Worldwide Insure products also include this).
Check for policy exclusions, too. Some high-risk activities (e.g., extreme sports), pre-existing conditions, or specific treatments may not be covered.
Casual work is another common exclusion—however, Worldwide Insure’s Longstay Travel Insurance does cover this.
Find out if there are any co-pays, deductibles, or excess fees you’ll need to pay out of pocket.

For example, if you’ve bought a policy with “Worldwide excluding North America” coverage, you won’t be covered if you decide to visit the United States—unless you update your policy or take out a new one. The USA has some of the highest healthcare costs in the world; even minor treatments can be very expensive for visitors. And the cost of being repatriated to the UK from the United States is extremely high.

Enjoy complete peace of mind as an expat

We offer dependable insurance for expats travelling abroad, including those with pre-existing medical conditions, and older travellers.

Our policies give you the peace of mind that if the worst happens, you won’t have to pay large medical bills, while being covered for many other losses, too. What’s more, unlike many UK insurers, we can cover you if your trip has already started.

Don’t delay, get in touch today!

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Money-saving in Vietnam & Southeast Asia: 5 travellers offer their tips

Posted on February 28, 2025 by worldwideinsure

Five seasoned travellers offer tips for keeping costs down when travelling in Vietnam – and Southeast Asia more generally.

Sunny weather, superb beaches and friendly people – these are just some of the reasons Southeast Asia is so popular. But the region is also incredibly affordable, enabling those on a budget to travel for weeks, or even months.

However, if you’re not careful, you can wind up spending more than you bargained for.

In this article, a group of five season travellers offer their tips for controlling costs across Southeast Asia, but with a particular focus on Vietnam. We join them around the dinner table in Da Nang, central Vietnam’s beachside metropolis.

Koko

Koko, from Japan, emphasises the importance of finding cheap or fee-free ATMs: “Here in Vietnam the cost of ATMs varies a lot. Some – like BIDV – are quite expensive, while others don’t charge anything. For example, VP Bank and TP Bank are often used by foreigners – because they don’t charge a withdrawal fee.”

Koko also reminds visitors that the withdrawal limits in Vietnam are quite low – usually 3,000,000 (95 GBP) or 5,000,000 (160GBP). Koko says: “If you need a large amount of cash, you can just put your card bank in the ATM and take out more. But only do this at a fee-free ATM, or you’ll be spending a lot on fees.”

Koko also recommends The Marine Sky Bar in Da Nang: “They offer some great deals on cocktails – and the views are fantastic.”

Patrick

UK-based Patrick is a big fan of using Google Lens to translate menus – eliminating the ‘lucky dip’ element that often comes with overseas dining.

Patrick also suggests buying a cheap phone for going out in the evenings, and keeping your ‘good’ phone in the hotel (with the UK SIM card inside it): “This means you’ll still have access to banking etc. if your cheap phone gets lost or stolen,” explains Patrick.

He also underlines the importance of seeking out happy hours to control socialising costs.

Ellie

Ellie, also from the UK, recommends exploring areas away from the tourist hotspots, where food and drinks are invariably cheaper.

Ellie also gives the local markets of Da Nang a big thumbs up – “The riverside night market in Da Nang sells allsorts – everything from phone protectors to colourful lanterns and nodding buddhas – at super-low prices. It also has a great atmosphere.”

Craig

Scottish Craig highlights the importance of finding a low-cost way of withdrawing cash from ATMs in Southeast Asia. Craig explains: “Your regular debit card is likely to charge high fees for overseas withdrawals. It’s best to plan a head before your trip and take out a prepaid credit card or debit card that is designed for use abroad. You could save a surprising amount.”

Craig doesn’t recommend taking UK cash with you and then exchanging it while abroad. He says: “It’s a real hassle to find reputable, low-cost money changers, and even if you find good ones you’ll probably end up paying as much as you would by using ATMs. It’s also not a good idea to carry a lot of cash with you.”

Lee

Cost-conscious Lee, from Plymouth, suggests using hotel water coolers to fill up water bottles: “The cost of buying water at convenience stores can quickly mount up.”

For those seeking to travel long-term, Lee suggests renting rooms, apartments and motorbikes for longer periods. “Paying for a month in advance can be half the cost of staying in hotels – especially in places like Da Nang. And if you plan to rent a motorbike, try to start the contract on the same day as you begin your apartment stay – that way you’ll get maximum use of your motorbike.”

Travel Writer Bio

Kerry McCarthy is a Writer, Editor, Artist & Breathwork Instructor who loves to travel. Sadly, she didn’t travel to Vietnam to meet with this lovely lot, but she did catch up with them virtually to get these great money-saving tips to share with you!

You can find out more about her adventures over on instagram at @kerrymccarthystars

Wishing I was in Vietnam.

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We have specialist travel insurance policies to suit a range of budgets and needs. All of our policies come with 24/7 multilingual helpline access and each policy can be tailored to suit your unique needs, no matter where in the world you are!

Get in touch with us for a quote or call us on 01892 833338

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Da Nang: Vietnam’s friendly and affordable beachside metropolis

Posted on February 14, 2025 by worldwideinsure

Set beside a long, sandy beach, Da Nang offers surfing and sunbathing in abundance – as well as all the pleasures of a big city. Here’s how one traveller got a taste for this bustling, cosmopolitan metropolis.

Image by Craig Hindmarsh

Where to stay in Da Nang

My first two nights were spent in New Sky Hotel, located a few kilometres north of the main tourist area of Mỹ An. The room cost the equivalent of 170K VND (£5.50), which is incredibly cheap considering it featured air conditioning. However, given the low January temperatures, the AC remote was left well alone. The (very) thin walls and lack of windows reminded me that I shouldn’t rush when booking hotel rooms! I decided to take my next room in Mỹ An, where there are more restaurants, cafes and bars (and thicker walls).

For the next few days I stayed in the Tehana Beachside Hotel, which was almost as affordable as New Sky, but had the notable advantage of windows – which provide great views of the mountains to the north. The staff were extremely friendly, and the hotel was only a five minute walk from the city’s excellent beach.

Next I moved into the very heart of bustling Mỹ An, where the Gold Time Hotel offered rooms for about £8 per night. However, the Vietnamese New Year – known as Tet (29th January) – saw rates rise by about 20%, and stay elevated for several days. On the plus side, the affable manager invited me for a New Year’s Eve drink with his friends in the hotel lobby – an unexpected invite which I duly accepted.

Celebrating Tet - Image of Chicken and Beers Vietnamese New Year - Image by Craig Hindmarsh

Celebrating Tet – Vietnamese New Year – Image by Craig Hindmarsh

What to do in Da Nang

The Marble Mountains

A friend and I took a taxi to the Marble Mountains, although our visit was delayed when the driver persuaded us to visit a sculpture store enroute. A lady spent 10 minutes failing to persuade us to buy everything from emerald-coloured bracelets to vast elephant sculptures. Despite the hard-sell, we had to admit many of the items were beautifully made.

Image of statue on Marble Mountain Vietnam

Image by Craig Hindmarsh

The Marble Mountains themselves were superb – I hadn’t expected them to be so vast. Inside, there are various caverns to explore, many of which feature some very odd-looking sculpted figures engaging in some rather painful activities. One of the larger caves featured a huge gong – which I took great pleasure in thwacking with the provided mallet.

Those who suffer with claustrophobia might not enjoy the deeper caves, but do explore them if you can: the subterranean silence is deafening!

Image of statues inside Marble Mountains Vietnam

Image by Craig Hindmarsh

Hit the Beach

Da Nang beach is well loved for its reliable surfing conditions. Surf lessons and board rentals are available, so it’s a great opportunity to learn this sport (if you don’t know already). There are demarcated swimming zones attended by lifeguards, but these are very narrow – so I felt a little bunched in with my fellow bodysurfers. Otherwise, the chief activities are sunbathing and enjoying a cocktail at one of the many beachside bars. My favourite sundowner bar was Paradise, where they were offering a very generous 3-for-2 deal on drinks (bringing the cost down to about £1 per drink!).

Image by Craig Hindmarsh

Visit the Bread and Butter Bakery

I’m not a big fan of cakes in general – but I was impressed by the Bread and Butter Bakery in Mỹ An. This vast cafe proffered some of the most beautiful cakes and baked treats I’ve ever seen. I didn’t buy anything on my first visit, but the memory of all those elaborate cakes stuck in my head – and I returned the next day for a chocolate-covered wonder (89K / £3), consuming it in record time. The cafe has lots of comfortable seating, so it’s a great place to hang out or get some work done. This is one of the fancier examples of Vietnam’s vibrant cafe culture.

What I loved (and didn’t love) about Da Nang

As ever, it’s the people that make a place special – and Da Nang is a prime example of this. Almost every local I met had a warm and easy smile. I think Da Nang may be special in this regard – since Ho Chi Minh and Hanoi, while friendly enough, were not quite as welcoming as Da Nang.

The city is also considerably more affordable than the above-mentioned cities, particularly in terms of hotels. A simple ‘banh mi’ sandwich costs around 75p, as does a local coffee. Of course, you can pay two or three times this if you frequent tourist-focussed establishments.

Another plus was the abundant vegetarian/meat-free food. A highlight was a place called Loving Vegan, where you can enjoy dishes like vegan Phở and Pad Thai for 45-55K VND (£2).

I didn’t enjoy crossing the road: the city’s thoroughfares demand that pedestrians look both ways several times. The beachside road was particularly busy and difficult to cross – although there are a scattering of ‘green man’ crossings and at least one underpass. Another slight annoyance was the local drivers’ habit of honking their horns at every intersection – and given the city is mostly built on a grid system, there was a lot of honking!

Image by Craig Hindmarsh

Top tips for visiting Da Nang

Download the Grab app: This useful app lets you book mototaxis and taxis, and get food deliveries. I even managed to get some paracetamol delivered after I caught a cold during the first few days!
Don’t worry about tipping: Whether to tip, or by how much, often stresses me out when in an unfamiliar destination. But tipping isn’t expected here in Da Nang – although it’s always appreciated if someone goes above and beyond for you. That said, you should tip after a massage – 20% is a good ballpark figure.
Haggle with your hotel: In Da Nang (and across Vietnam) it’s not rude to try and negotiate a better rate for your hotel room – especially if you plan to stay for a week or so. However, you won’t have much luck in busier periods such as Tet!
Be polite: Politeness is a cornerstone of Vietnamese culture – particularly in Da Nang. Remember to return smiles, and when someone gives you change, take it with both hands (Vietnam only has paper money).

Would you go to Da Nang again?

Absolutely! With its hot climate, excellent beach, and vibrant cafe scene, Da Nang is a must for anyone looking to relax – without spending too much money. I met several travellers who had come here to escape the crowds and increased costs of Thailand, so it’s a great choice if you’re on a budget, but don’t want to miss out on your beach fix.

Travel Writer Bio

Craig enjoys exploring exotic places globally, but has a particular affection for Southeast Asia. From his temporary base in the steamy backwaters of Cambodia, he strikes out in search of adventure, wisdom – and excellent coffee.

Craig Hindmarsh at Da Nang Beach Vietnam

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Get in touch with us for a quote or call us on 01892 833338

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How to Spot The Next Travel Trend! Your Guide to Travel in 2025

Posted on December 23, 2024 by worldwideinsure

The travel world moves fast. One year, everyone’s obsessed with staycations, and the next, it’s all about eco-luxe safaris. If you’re the kind of traveller who loves being ahead of the curve, it’s time to think about what’s coming in 2025.

Image bu Ri_Ya CC0

Read on to sneak a peek at what destinations, experiences, and habits are likely to be 2025’s hottest travel trends.

1. Follow the data

Where are people heading, and what are they Googling?

Search trends: Keep an eye on popular searches like “up-and-coming destinations” or “best travel spots for 2025.”
Social media insights: Platforms like Instagram and TikTok are treasure troves for travel trends. Search hashtags like #Travel2025 to see what destinations and activities are gaining traction.
Industry reports: Big travel companies and airlines often release reports on booking patterns. For instance, Skyscanner and Airbnb regularly predict travel behaviours based on their data.

2. Keep sustainability in mind

Sustainable travel is no longer a buzzword; it’s a movement. Expect travellers in 2025 to continue prioritising eco-friendly destinations, green accommodations, and low-impact activities.

Carbon-neutral flights: Airlines are pushing to offset emissions. Expect more carbon-neutral flight options popping up on booking platforms. Alternatively, you can carbon offset your flight with Carbon Neutral Britain.
Eco-lodges: Rustic but luxurious, eco-lodges will thrive as travellers seek experiences rooted in sustainability. Think solar-powered accommodations and locally sourced meals.
Regenerative travel: This new idea focuses on leaving destinations better than you found them—whether by participating in conservation projects or supporting local businesses. Discover regenerative hotels that help you make a social or environmental impact on local communities.

3. The rise of “Slow Travel”

Gone are the days of racing through five cities in seven days. In 2025, it’s all about slow travel and immersing yourself deeply into a new culture.

Digital detox getaways: With our lives increasingly tied to screens, more people are seeking retreats where “no WiFi” is a feature, not a flaw!
Rail journeys: Rail travel is making a huge comeback. From the Trans-Siberian Express to European sleeper trains, the journey will be considered part of the adventure.
Extended stays: With remote work remaining popular, travellers are staying longer in one location and embracing the “live like a local” mindset.

4. Tech-savvy travel

If you’re a gadget lover, 2025 will be your year. Technology is making travel easier, safer, and more exciting.

Instant, customised itineraries: AI travel planning apps that curate your entire trip based on your preferences are set to become mainstream. Think restaurant reservations, transport bookings, and sightseeing plans at your fingertips.
Contactless everything: From check-ins to payments and facial recognition when boarding flights, touch-free travel is becoming the new norm.
Virtual reality previews: Before you book that swanky hotel, step into it via VR tours to make sure it’s exactly what you want.

5. Next big destinations for 2025

Central Asia: Countries like Uzbekistan and Kyrgyzstan are rising stars, offering stunning landscapes, Silk Road history, and a taste of untouched culture.
Emerging cities: Cities like Medellín, Colombia, or Osaka, Japan, are reinventing themselves with vibrant art scenes, unique dining experiences, and a perfect blend of tradition and modernity.
The Arctic: As people seek rare, off-the-beaten-path adventures, Arctic expeditions are set to boom. Think polar bear spotting, ice hotel stays, and the surreal beauty of the Northern Lights.

6. Adventure travel is bigger than ever

For those craving adrenaline, 2025 promises more extreme and niche activities.

Multi-activity adventures: Combine mountain climbing, kayaking, and zip-lining all in one trip. Multi-adventure tours are growing in popularity (just don’t forget to book extreme sports travel insurance!)
Underwater hotels: For something truly out-of-this-world, underwater stays offer a unique chance to sleep beneath the waves.
Space tourism: With companies like SpaceX and Blue Origin pushing boundaries, the idea of a quick trip to orbit could be closer than you think.

How to stay ahead of the travel curve

Want to keep up with all these exciting developments? Start planning now:

Follow travel blogs: Like this one! We keep tabs on all things travel, from the newest trends to travel tips that keep you safe.
Book early: If a destination is trending, flights and accommodations will fill up fast. Beat the crowds by booking ahead.
Get flexible insurance: When you’re chasing trends, plans can change. Make sure your travel insuranceis as flexible as your itinerary.

Final thoughts…

2025 is shaping up to be an exciting year for travel, blending cutting-edge technology, deeper connections with nature, and a strong focus on sustainability. Whether you’re chasing the next big trend or blazing your own trail, make sure your trip is stress-free by covering all the essentials, starting with travel insurance.

Get travel insurance from the experts!
We offer specialist travel insurance to suit your needs, including cover for extreme sports, long stays, and pre-existing conditions. Our policies come with a 24/7 multilingual helpline, so you’re never far from peace of mind.

Call us on 01892 833338 or visit us online for a quote. Happy travels!

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Travel Insurance: It’s Not Too Late, Even If You’re Already Travelling!

Posted on December 20, 2024 by worldwideinsure

So, you’ve embarked on your dream adventure: a weekend escape to Paris, a sun-soaked getaway in Greece, or a gap year bouncing between exotic destinations. You’ve suddenly realised… you forgot travel insurance!

Key West Image by nextvoyage CC0

Even if you’re already sipping sangria in Barcelona or queuing for your flight at Heathrow, it’s not too late to get covered. Here’s why securing travel insurance right now can save your trip and prevent disaster.

Why you should get travel insurance (even mid-trip)

Life loves to throw curveballs when you least expect it, and travel is no exception. Whether you’re halfway through a three-day city break or embarking on the ultimate gap year adventure, travel insurance is there to cover the unexpected.

Medical costs: Accidents happen. A slip on a cobblestone street, food poisoning, or a sudden illness could lead to sky-high hospital bills. Travel insurance helps cover these costs, including emergency repatriation if you need to be flown home for treatment. Without coverage, you could be left with a massive medical bill or worse, unable to receive proper care.
Lost or stolen belongings: From pickpocketing hotspots in busy cities to accidentally leaving your phone in a taxi, losing valuable items abroad is surprisingly common. Insurance can help replace lost luggage, phones, or those expensive sunglasses you just bought (which can be incredibly expensive without the right coverage).
Trip delays or cancellations: Missed a connecting flight? Your airline suddenly cancelled on you? Travel insurance steps in to cover additional costs, such as accommodation and rebooking fees, ensuring your plans aren’t ruined due to unforeseen delays.

The stats speak for themselves

Did you know that 75% of travellers encounter some sort of disruption when abroad? Despite this, around 22% of holidaymakers travel completely uninsured, with the same study showing that 27% travel with the wrong cover, leaving them exposed to unexpected mishaps like medical emergencies or trip cancellations.

What about EHIC?

Basic health coverage, like the EHIC, often falls short, and many travel activities aren’t covered unless specifically stated. Without proper insurance, travellers face hefty costs for medical care, delays, or lost luggage. If you’re already travelling and not yet insured, or haven’t chosen the right insurance, it’s not too late to secure the right coverage!

How to get travel insurance once you’ve set off

Many travel insurance providers, including us here at Worldwide Insure, offer policies that can start instantly.

Secure coverage in a few clicks

Whether you’re at the airport or already abroad, you can secure coverage in just a few clicks.

View our range of insurance policies for if you’re already travelling
Fill out your details
Get your free quote
If you’re happy, book your policy, and enjoy the peace of mind knowing you’re covered!

Expired policy

If your policy’s already expired, don’t fret. See if you can apply for an extension with your current provider, or if not, just take out a new policy using the instructions above. Many insurers offer short-term plans that are perfect for those who’ve missed the opportunity to buy before departure.

Document everything

Keep records of your communication with the insurance provider and any policy changes. If you experience any issues while on holiday (such as a medical emergency), having documentation will be crucial for any claims you need to make. Make sure you also keep receipts, doctor’s notes, or other documentation relevant to your claim.

Why wait? Get covered now!

Travel is all about adventure, but not when it comes to surprise hospital bills or lost luggage nightmares. With Worldwide Insure, you can secure travel insurance in minutes, no matter where you are or what stage of your journey you’re in.

We offer specialist travel insurance to suit your needs. All of our policies come with a 24/7 multilingual helpline and can be tailored to suit your unique requirements—no matter where in the world you are.

Get in touch for a quote or call us on 01892 833338. Don’t wait—your peace of mind is just a call away!

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Travel Hacks for Parkour Enthusiasts

Posted on November 29, 2024 by worldwideinsure

Travelling abroad can present unique challenges for parkour enthusiasts! To make your trip go that little bit smoother, here are some essential tips for taking your parkour passion abroad and staying safe while practising.

image by stokpic CC0

Pack like a parkour pro

Pack light. Pack smart.

This means only bringing the essentials and finding ways to make your gear more compact. You can also use packing cubes to organise your clothes and gear, making it easier to find what you need and keep your bag organised.

Use a Travel Backpack

A travel backpack is a great investment. These backpacks are designed to be lightweight, durable, and have plenty of compartments for organising your gear. Look for one with a separate compartment for shoes, as well as a water bottle holder and a laptop sleeve if you plan on working while travelling.

Bring a Portable Charger

Travelling often means spending long hours on planes, trains, and buses. To keep your devices charged and ready to go, bring a portable charger with you. This will also come in handy if you’re out exploring and need to use your phone for directions or to capture some epic parkour footage.

Pack your Parkour Shoes

The ones that are comfortable, durable, and have good traction, not your everyday trainers. Top tips on what to buy include: shoes with a flat sole and a good grip, such as the Onitsuka Tiger Ultimate 81 or the Feiyue Martial Arts Shoes.

Don’t Resist Packing your Resistance Bands

Sure, you might not think you’ll train on holiday, but resistance bands are a versatile and lightweight piece of equipment that take up minimal space in your luggage. Well worth it for the strength, mobility and stretching exercises you can do with them.

And a Tennis Ball

A small and simple accessory that can help with muscle recovery and prevent injuries.

Act like a parkour pro

Research the Area

Look to local parkour communities for advice on where parkour is welcomed and where is considered safe. You can also use Google Maps to scout out potential spots and plan your route.

Start Slow

And give your body a chance to warm up, after all travelling takes its own toll on energy levels! While you may be pumped to try something new, taking on tough challenges and risking injury isn’t something you want to do while on holiday. Not only can it scupper your enjoyment, but medical treatment can be costly unless you have the right travel insurance.

Avoid Private Property

Get permission before practising on someone else’s property, and always clean up after yourself.

Be Aware of Local Laws

Different countries have different laws and regulations, and it’s important to be aware of them when practising parkour abroad. For example, some countries may have strict laws against climbing on buildings or structures, so make sure to do your research beforehand.

Discover the best places to go on holiday if you want to do parkour!

Be Respectful

In public spaces, it’s important to be respectful of others. Avoid practising in crowded areas or during peak hours, and always be mindful of your surroundings. If someone asks you to stop or move, be polite and comply with their request.

Connect with Others

Find local parkour communities for valuable insights and tips for practising in the area and have a more authentic travel experience. Also consider timing your visit at the same time as a parkour event where you can connect with the local community and other parkour enthusiasts from all over the world, a great opportunity to make new friends and learn from different perspectives.

Ready to travel with confidence?

Get travel insurance from the experts! We offer specialist tailor-made travel insurance policies that will have you covered should your holiday not go to plan. It covers all the usual travel insurance woes like lost passports, missed flights, and stolen belongings, as well as injury, illness and repatriation, plus we offer a a 24/7 multilingual helpline.

Get in touch with us for a quote or call us on 01892 833338.

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The Best Parkour Destinations To Head To On Holiday

Posted on November 25, 2024 by worldwideinsure

Parkour, aka free running, has gained a huge following in recent years, with people all over the world seeking out the best destinations to test their skills and push their limits. If you’re an avid parkour enthusiast or looking to try it out for the first time, here is where to head for your next holiday!

image by Mokajou CC0

Seattle, Washington

Arguably one of the best places to go in the US for a parkour holiday is Seattle, Washington. Here you’ll find Jim Ellis Freeway Park. It was designed with exploration in mind and its architecture provides a veritable playground for the parkour enthusiast. And right nearby is Gas Works Park, where you’ll find parkour lessons available to help guide you through the space in ever creative ways!

Santorini, Greece

Santorini, with its picturesque white-washed buildings and stunning views of the Aegean Sea, may not seem like an obvious parkour destination. However, the island’s unique terrain, with its narrow streets, steep steps, and rocky cliffs, provides a challenging and scenic environment for parkour. The island also hosts an annual parkour festival, where practitioners from all over the world come together to train and showcase their skills.

Image by SofiaPapageorge CC0

Paris, France

Paris, the birthplace of parkour, is a must-visit destination for any parkour enthusiast. The city is filled with iconic landmarks and structures that provide the perfect playground for parkour practitioners. The most famous spot is the Lisses, a small town just outside of Paris where the founders of parkour, David Belle and Sebastien Foucan, trained and developed their skills. Other popular spots include Bercy, Olympiads, Bobigny, and the Montmartre district.

Lisbon, Portugal

This is a location that actively encourages the adventurous to hone their parkour talents, with local classes, workshops and tours available. Top spot to head to is Miraflores for urban parkour at its finest! With multiple levels, alleyways, and staircases, and freedom to freerun you’ll have the time of your life. Fancy something a little more structured to get in some practice? Jump Yard Ninja Course is the place to be, an indoor obstacle course that’ll have you leaping with confidence in no time.

Image by LauraRinke CC0

Travel Insurance for The Adventurous

Wherever you’re heading you’ll need the right travel insurance! Contact us to access tailor-made travel insurance policies that will have you covered should your holiday not go to plan. We’re here for all the usual travel insurance woes like lost passports, missed flights, and stolen belongings, as well as injury, illness and repatriation.

Get travel insurance from the experts! Click to get a quick quote or call us on 01892 833338.

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Choosing the Right Travel Insurance: Your Ultimate Guide

Posted on October 31, 2024 by worldwideinsure

Planning your next getaway? Whether you’re off to bask in the sun on a tropical beach or conquer the slopes with some thrilling winter sports, travel insurance is a must-have. But with so many options out there, how do you choose the right policy? Let’s break it down.

Aerial View of Flights Aeroplane Travel Flying

©Kerry McCarthy

How often will you travel?

First things first: think about how frequently you’re going to jet off. If you’re a globetrotting enthusiast, annual multi-trip insurance could be your best friend. This type of policy covers you for multiple trips throughout the year, often at a lower cost than buying individual single trip policies – perfect for the spontaneous traveller!

How long will your trip last?

You’ll also want to bear the length of your trip in mind when selecting your cover, as this will determine which policy is best.

Up to 3 months

If you’re planning a holiday that will last up to 3 months (or 90 days), a single trip insurance policy might be all you need. This type of policy provides targeted protection for specific holidays, so you can focus on making memories rather than worrying about the unexpected.

Over 3 month stays

If your adventures last longer than 3 months or will take you to multiple countries, don’t skip on long stay travel insurance! This ensures you’re fully protected during extended travels, covering aspects like medical emergencies, trip cancellations, and personal belongings.

Tip: Buy your travel insurance up to a year in advance; you’ll often get better rates and more comprehensive options.

Specialist and high-risk holidays

For high-risk travel plans—like cruising or snowboarding—you’ll need specialist policies, such as winter sports and cruise travel insurance. These offer protection against the unique risks associated with these types of trips, such as emergency medical coverage and personal liability.

Other extreme activities

Some standard policies will cover other extreme activities and some won’t. Whether you’re diving, heliskiing, sledding, mountaineering or coasteering, read your policy thoroughly and make sure you’re protected! If you need additional cover, get a quote and explore your options.

Business or pleasure (or both)?

Are you travelling for work, pleasure, or a blend of both? If you’re bringing valuable equipment like laptops, phones, or other tech gadgets, ensure your policy specifically covers these items against theft, loss, or damage.

Additionally, consider whether you’ll need coverage for any business-related activities, such as attending meetings or conferences. Some policies offer specific benefits for business travellers, like coverage for trip cancellations due to work commitments or missed connections.

Don’t forget to review the policy’s liability coverage, especially if you’re representing a company. This can protect you in case of accidental damage to property or injury to others while conducting business abroad.1

Solo travel vs. family adventures

Travelling alone? Single trip insurance should provide sufficient coverage for your individual needs, ensuring that you’re protected against unexpected events like medical emergencies, trip cancellations, and lost luggage.

If you’re travelling with kids, family policies can include coverage for your little ones, as well as student trips or kids who are travelling solo. Typically these will include medical expenses, coverage for their personal belongings, and options for activities they might engage in.

Additionally, special coverage is available for older travellers, ensuring all family members are protected during your holiday.

Pre-existing conditions and pregnancy

Have you got a pre-existing health condition or are you expecting a little one? It’s crucial to declare these when purchasing your insurance. Consider pre-existing medical condition policies or pregnancy protection for extra peace of mind – the last thing you want is to be stuck in a foreign country without the right medical help.

Travel insurance: in a nutshell

Choosing the right travel insurance boils down to understanding your length of trip, how often you’ll be travelling and activities you’ll be doing. Whether you’re planning a cosy family trip, a solo backpacking adventure, or an extreme sports expedition, the right coverage will keep you safe and protected in every situation.

Ready to travel with confidence?

Get travel insurance from the experts

We offer specialist travel insurance to suit your needs. All of our policies come with a 24/7 multilingual helpline, and each can be tailored to fit your unique circumstances, no matter where you are in the world! Get in touch with us for a quote or call us on 01892 833338. We strive to get you the best value insurance for any holiday. Your next adventure awaits, so let’s make it a safe one!

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Expert Travel Hacks for a Stress-Free Adventure

Posted on October 25, 2024 by worldwideinsure

Planning your next getaway? Already feeling excitement, worry, or both? Travelling can be chaotic sometimes, from packing your bags to navigating airports, the potential for stress is everywhere. Fear not – we’ve compiled a list of easy travel hacks to help you breeze through your adventures!

Image by Nina Uhlikova CC0

1. Make a packing List

First things first, packing can feel overwhelming. Avoid the last-minute scramble by creating a packing list before you start. Jot down essentials like clothing, toiletries, and chargers. You can even categorise items (clothes, documents, gadgets) for an organised packing experience. Trust us, you’ll thank yourself later!

2. Use packing cubes

Do not overlook packing cubes – they’re an absolute game changer! They keep your suitcase organised and make it easy to find what you need without rummaging through everything. Plus, they can help you maximise space, which means more room for souvenirs on the way back!

3. Plan your travel insurance in advance

Now, let’s chat about that all-important travel insurance. It’s not just a safety net; it’s peace of mind. Purchase your policy ahead of time (up to a year in advance) to ensure coverage in case life throws a curveball—like a missed flight or a sudden illness. A little planning here can save you from a heap of stress later!

4. Check-in online

Avoid long queues at the airport by checking in online. Most airlines allow you to check in 24 hours before your flight. You can select your seats, skip the lines at the airport—and spend extra time shopping in duty-free!

5. Keep important documents handy

Use a folder for important documents like your passport, travel insurance details, and boarding passes. Not only does this make it easy to access your information, but it also helps avoid the frantic search through your bag when you need it most.

6. Arrive early

This may seem obvious, but arriving early at the airport can help you dodge unnecessary stress. Give yourself enough time to navigate security, grab a snack, and find your gate without feeling rushed.

7. Stay hydrated and snack smart

Travelling can be dehydrating, so drink plenty of water—especially during long flights. Pack some healthy snacks, too. Granola bars or dried fruit can keep your energy levels up and prevent that hangry feeling from setting in!

Tip: Avoid bringing nuts on the plane. Many flights won’t allow them if someone allergic is travelling, so it’s safer and easier to bring alternative snacks!

8. Download useful apps

Smartphone apps are your best friend when travelling. Download airline apps, such as Flightradar24, for updates on flight status, or translation apps, such as Microsoft Translator, to help bridge any language gaps in real-time. Also consider downloading some podcasts or Netflix shows to keep you entertained during your flight.

9. Remember to relax!

Sometimes, things don’t go according to plan, and that’s okay! Embrace a flexible attitude – if your flight gets delayed or plans change, take a deep breath and go with the flow. Take a moment to breathe and soak in your surroundings: stress-free travel is about enjoying the journey as much as the destination!

Final thoughts

By combining these simple travel hacks with a solid travel insurance policy, you’ll be well on your way to a stress-free adventure! Embrace the journey and focus on creating lasting memories, rather than worrying about what could go wrong.

Ready to travel with confidence?

Get travel Insurance from the experts!

We offer specialist travel insurance to suit your needs. All of our policies come with a 24/7 multilingual helpline, and each can be tailored to fit your unique circumstances, no matter where in the world you are! Get in touch with us for a quote or call us on 01892 833338. Safe travels await!

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Mellieha, Malta: The Perfect Short Break Pick-Me-Up

Posted on October 18, 2024 by worldwideinsure

Just a short flight away from the grey of the UK is the sun-soaked paradise of Malta. Discover what this island has to offer from a mother and son who headed there for a 4 night stay in early October!

Image of a tomb at Xemxija Heritage Trail

Why holiday in Malta?

Malta came highly recommended by a friend when we were searching for a short break. The flight from London is under 3 hours, the weather is warm and sunny, and there is an idyllic mix of sandy beaches, lush countryside, towns with beautiful architecture, and a lot of historical sights and attractions to explore.

To add to that, even though the island has a rich and very mixed heritage influenced by cultures all over the world, the recent British rule (ending in 1975) makes the island feel very familiar. You will find most signage and documentation in English, sockets are for three-pin plugs, they drive on the left, and you’ll find red post boxes alongside British-style pelican crossings.

Image out to sea of Grand Harbour and Three Cities Malta,

Where to stay in Malta

There are a few main places people head for. We chose Il Mellieha because it seemed like a more chilled-out option with the kind of quiet beach vibe we were looking for. Our hotel of choice was Luna Holiday Complex, and we booked a B&B option via EasyJet holidays.

The hotel apartments were clean and spacious, the buffet breakfast was continental style with English breakfast buffet options, and it was perfect for fueling up before heading out to adventure for the day. The best bit about the hotel was the rooftop pool (over 17s only), and the gym was very well equipped.

Other recommended places to stay are:

Valletta: a jaw-droppingly beautiful historic city, very close to the airport, with sea views in every direction.

Bugibba: this is the place to head if you like a resort vibe and beaches are also good here.

Gozo: A small island just off Malta with exquisite views, beautiful beaches and great hiking.

The less enticing places, according to other holidaymakers are: Paceville, unless you like an active nightlife, and the outskirts of St Paul’s Bay.

Bear in mind that Malta is small (you can get round it in a day by car), so whatever you want to explore will only be a short bus, bolt, or hire car ride away wherever you stay!

Scenic green hillside views out to sea Mellieha, Malta,

What to do in Malta

See old stuff! From churches to ancient tombs, there is a lot of historical “stuff” to see in Malta. This is what we did:

Visited Parish Church of Mellieha – dripping with incredible Catholic iconography, a stunning building with even more stunning statues, and sat on top of the hill affords fabulous views out to sea.

Image of views through stone wall out to sea Mellieha, Malta ©Kerry McCarthy

Hiked the Xemxija Heritage Trail – again, spectacular hilltop views out to sea whilst discovering well-reserved tombs, ruins, and ancient spaces that are as much as 2,500 years old. We explored a beehive “farm” built into the rocks, a partially restored farmers cottage, burial tombs, roman baths, and got to enjoy the shade of the oldest carob tree on the island, estimated to be 1,000 years old!

Full day tour of Valletta – the buildings here are stunning; highly decorative, opulent and evoke a centuries old maritime vibe. The narrow streets are packed with bouji eateries and bars, and in every direction you can catch glimpses of the sea. Make sure you do a tour around the outskirts for full harbour views, and explore the fort and gardens.

Image of a corner shop in Valletta, Malta

Other than that we spent time sunbathing and swimming in the sea at Mellieha Bay, and lounging by the pool at Luna’s rooftop sky lounge.

Image of Sky Lounge Rooftop Pool at Luna Holiday Complex, Malta

Other top recommendations include:

Limestone Heritage Park tour
Diving in the Blue Lagoon, kayaking, paragliding… there are lots of water sports options around the island!
Gozo Ferry Trip from Il Mellieha, or the Grand Harbour
Tour of the Three Cities from Valetta

What to love about Malta – The Food!

Traditional Maltese food that isn’t to be missed includes Pastizzi – a gorgeous light and fluffy pastry stuffed with ricotta cheese or with peas (although we had ones that seemed more like lentil). They are a street-food that come in at 50c each, and are divine! Also Imqaret, a date-filled pastry that is best served hot with a drizzle of honey and a dollop of ice cream!

We ate amazing Calamari at Adura Roof Terrace, Mellieha. Fabulous views, food, service and damn fine cocktails!
Delicious Asian food served up at Roy Thai Street Food, Mellieha. We highly recommend the Jungle Thai Stir Fry, an ancient Isaan dish with garlic, kaffir lime leaves, spring onions, and red chilli peppers and also the Red Thai Curry.
Il Kuntratt, also in Mellieha, served up fabulous seafood, we had grilled seabass with seasonal veg, and mussels. Would absolutely go back any day for this delicious home-cooked food!

What we did not love

This is a difficult one and we were only there a short time, and everything was REALLY nice. If anything, I’d pick that it is evidently being built-up in the quieter places. Lots of cranes putting up blocks of buildings, which will likely be hotels or apartments. Places like St Paul’s Bay looked packed to the hills, it would be a shame if that will be the same fate for quieter places such as Mellieha.

Would we go to Malta again?

Absolutely. In fact, I am hoping to return for a family holiday next October, will have to see what the prices are like during the October half term, but I think the weather will still be warm and there is just so much more that I wanted to do!

Travel writer bio

Kerry McCarthy is a travel writer, author, artist, and breathwork instructor. You can see more of her adventures on Instagram @kerrymccarthystars.

Image of Kerry Mcarthy at Mellieha Bay, Malta

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