So, you’ve embarked on your dream adventure: a weekend escape to Paris, a sun-soaked getaway in Greece, or a gap year bouncing between exotic destinations. You’ve suddenly realised… you forgot travel insurance!
Key West Image by nextvoyage CC0
Even if you’re already sipping sangria in Barcelona or queuing for your flight at Heathrow, it’s not too late to get covered. Here’s why securing travel insurance right now can save your trip and prevent disaster.
Why you should get travel insurance (even mid-trip)
Life loves to throw curveballs when you least expect it, and travel is no exception. Whether you’re halfway through a three-day city break or embarking on the ultimate gap year adventure, travel insurance is there to cover the unexpected.
- Medical costs: Accidents happen. A slip on a cobblestone street, food poisoning, or a sudden illness could lead to sky-high hospital bills. Travel insurance helps cover these costs, including emergency repatriation if you need to be flown home for treatment. Without coverage, you could be left with a massive medical bill or worse, unable to receive proper care.
- Lost or stolen belongings: From pickpocketing hotspots in busy cities to accidentally leaving your phone in a taxi, losing valuable items abroad is surprisingly common. Insurance can help replace lost luggage, phones, or those expensive sunglasses you just bought (which can be incredibly expensive without the right coverage).
- Trip delays or cancellations: Missed a connecting flight? Your airline suddenly cancelled on you? Travel insurance steps in to cover additional costs, such as accommodation and rebooking fees, ensuring your plans aren’t ruined due to unforeseen delays.
The stats speak for themselves
Did you know that 75% of travellers encounter some sort of disruption when abroad? Despite this, around 22% of holidaymakers travel completely uninsured, with the same study showing that 27% travel with the wrong cover, leaving them exposed to unexpected mishaps like medical emergencies or trip cancellations.
What about EHIC?
Basic health coverage, like the EHIC, often falls short, and many travel activities aren’t covered unless specifically stated. Without proper insurance, travellers face hefty costs for medical care, delays, or lost luggage. If you’re already travelling and not yet insured, or haven’t chosen the right insurance, it’s not too late to secure the right coverage!
How to get travel insurance once you’ve set off
Many travel insurance providers, including us here at Worldwide Insure, offer policies that can start instantly.
Secure coverage in a few clicks
Whether you’re at the airport or already abroad, you can secure coverage in just a few clicks.
- View our range of insurance policies for if you’re already travelling
- Fill out your details
- Get your free quote
- If you’re happy, book your policy, and enjoy the peace of mind knowing you’re covered!
Expired policy
If your policy’s already expired, don’t fret. See if you can apply for an extension with your current provider, or if not, just take out a new policy using the instructions above. Many insurers offer short-term plans that are perfect for those who’ve missed the opportunity to buy before departure.
Document everything
Keep records of your communication with the insurance provider and any policy changes. If you experience any issues while on holiday (such as a medical emergency), having documentation will be crucial for any claims you need to make. Make sure you also keep receipts, doctor’s notes, or other documentation relevant to your claim.
Why wait? Get covered now!
Travel is all about adventure, but not when it comes to surprise hospital bills or lost luggage nightmares. With Worldwide Insure, you can secure travel insurance in minutes, no matter where you are or what stage of your journey you’re in.
We offer specialist travel insurance to suit your needs. All of our policies come with a 24/7 multilingual helpline and can be tailored to suit your unique requirements—no matter where in the world you are.
Get in touch for a quote or call us on 01892 833338. Don’t wait—your peace of mind is just a call away!